Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,417 reviews, last reviewed 6th Jun 2025
1807700% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service So easy to use for different transactions and app is very user friendly Reviewed on: 6th June 2025
Kev's avatar
Kev

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50417)

Review of the PayPal, PayPal Credit:

Interest Free Credit for 4 Months

5
Excellent credit for interest free over 4 months. Can pay direct debit or card payments . The best provider on the market. Reviewed on: 9th July 2022

Great service

5
So easy to use for different transactions and app is very user friendly Reviewed on: 6th June 2025

Always a good experience

5
Easy to use, easy to understand and easy to track. I have used PayPal credit on a number of occasions and it's always been a reliable payment method. Great way to split payments or just a good option when you don't want to use your bank details directly with the retailer. Reviewed on: 6th June 2025

I use pay pal for everything it’s so useful when exc...

5
I use pay pal for everything it’s so useful when exchanging currencies during any transaction and it’s very safe and secure to use Reviewed on: 6th June 2025

They are always helpful when you raise an issue with...

5
They are always helpful when you raise an issue with them, working with you to resolve it and give you the best customer service Reviewed on: 6th June 2025

PayPal is class

5
PayPal is class, I use it all the time, no charge for sending to family and friends is ideal! Reviewed on: 6th June 2025

I love using PayPal

5
I love using PayPal, I use it every single day for shopping. . Reviewed on: 6th June 2025

PayPal Credit

5
PayPal Credit is a great alternative to using credit cards or other methods of funding. It’s easy and convenient and allowed you to pay off larger purchases in easier increments. It’s a really helpful option to have available Reviewed on: 6th June 2025

PayPal is quick easy and SO convenient

5
PayPal is quick easy and SO convenient, I’ve got a lot of my clients to sign up and they have never looked back! Amazing for small businesses up to large! Reviewed on: 6th June 2025

Useful and easy

4
Useful and easy to get a credit account and once you've got it its beyond easy to use for pretty much any purchase needs youd have and easy processes to pay off the credit when its needed without any hassle Reviewed on: 6th June 2025

very good experience i had with paypal that i never...

5
very good experience i had with paypal that i never forget Reviewed on: 6th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products