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PayPal: PayPal Credit reviews

4.91
Based on 50,306 reviews, last reviewed 3rd Jun 2025
1797200% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal method of payment makes my life extremely eas... PayPal method of payment makes my life extremely easy as I'm not wealthy and it gives options as well. I stay in my budget so I'm able to make the rep... Read more Reviewed on: 3rd June 2025
paru's avatar
paru

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50306)

Review of the PayPal, PayPal Credit:

PayPal credit...

5
Loving it .....helped me alot...... Reviewed on: 13th August 2022

PayPal method of payment makes my life extremely eas...

5
PayPal method of payment makes my life extremely easy as I'm not wealthy and it gives options as well. I stay in my budget so I'm able to make the repayments in time also I've had problems with sellers but never PayPal because they always try to help Reviewed on: 3rd June 2025

My experience is been good however payment protectio...

5
My experience is been good however payment protection is just 1 month which is sometimes not good for customer. I ordered something online and it never reached me when I complaint to PayPal thy said thy closed my case. I lost my £40.. the address where the product was delivered was not mine. PayPal dint help me..I felt there is no payment protection Reviewed on: 3rd June 2025

Very effective & convenient option

5
Easy to setup, good reminders so no fear of missing the interest free period. Gain the benefits of having something before you've totally saved up Reviewed on: 3rd June 2025

PayPal has been incredibly reliable and convenient f...

5
PayPal has been incredibly reliable and convenient for me. Sending or receiving money takes just a few clicks, and the interface is straightforward. Its global reach allows seamless cross-border payments with clear currency-conversion rates. I also appreciate the built-in security transactions are monitored for fraud, and Purchase/Seller Protection gives peace of mind. Transfers between PayPal accounts are instant and free, and linking a bank or card enables fast withdrawals. Finally, customer support is responsive, and the app makes it easy to track activity or pay in-store. Overall, PayPal saves time and feels trustworthy for both personal and business use. Reviewed on: 3rd June 2025

I use PayPal for as many transactions as possible

5
I use PayPal for as many transactions as possible because I feel safe and protected using their platform. It gives me peace of mind knowing that my payment information is secure, and I appreciate the buyer protection it offers. Whether I’m shopping online, paying for services, or sending money to friends, PayPal is my go-to because it’s reliable, quick, and easy to use. Reviewed on: 3rd June 2025

Have used a few times and had no problems

4
Have used a few times and had no problems Reviewed on: 3rd June 2025

I’ve been using PayPal for years

5
I’ve been using PayPal for years and it’s always been reliable and easy to use. Whether I’m shopping online, sending money to friends, or receiving payments, everything runs smoothly. I also really appreciate the buyer protection—it gives extra peace of mind. Great service overall! Reviewed on: 3rd June 2025

Great all rounder

5
From purchases to sending money to interest free purchases , paypal has it all , plus its so easy to use , absolutely perfect Reviewed on: 3rd June 2025

I won't buy from a website if they don't offer Paypal!

5
I always pay online with Paypal as I know it's secure and so easy to checkout. Paypal credit lets me pay for larger purchases over time. I will find another website to purchase from if they don't offer Paypal payments. Reviewed on: 3rd June 2025

Had a few scam messages .

5
Had a few scam messages saying they were going to take funds from my account, customer services were excellent assured me it was a scam put my mind at rest 5 stars Reviewed on: 3rd June 2025

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