Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50344 reviews)

View other PayPal products

4.91

Based on 50,344 reviews, last reviewed 4th Jun 2025

1800900% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit and Repayment I enjoy the PayPal Credit and repayment amount, really helps my budget. Reviewed on: 4th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50344)

Review of the PayPal, PayPal Credit:

Excellent Way to Pay

With 4 whole months of interest free credit on purchases...whats not to like. Split the cost of your purchase over 4 months it makes budgeting easier and you never fall foul of standard interest rates. Paypal everytime. Reviewed on: 2nd June 2023

PayPal Credit and Repayment

I enjoy the PayPal Credit and repayment amount, really helps my budget. Reviewed on: 4th June 2025

Easy to use.

Easy to use. Secure and worry free Reviewed on: 4th June 2025

Very happy with service provided

Very happy with service provided Reviewed on: 4th June 2025

The process of using PayPal is quick and easy.

The process of using PayPal Credit is easy , quick and convenient, if I want something costing more than I can afford in one payment, it is extremely helpful to know, I can still purchase that item. Reviewed on: 4th June 2025

Paypal credit is Great!

Paypal credit is an easy way to purchase expensive items and repay your purchase amount interest free for a set time. you can also pay it off early without any penalty! Reviewed on: 4th June 2025

Not had many reasons to call PayPal but when I did i...

Not had many reasons to call PayPal but when I did it went ok Reviewed on: 4th June 2025

Great service when needed , PayPal credit is always...

Great service when needed , PayPal credit is always useful and the 0% interest very competitive Reviewed on: 4th June 2025

Helpful, and very useful if you dont want to spend e...

Helpful, and very useful if you dont want to spend everything all at once Reviewed on: 4th June 2025

Great app.

Great and very easy app. Good choice of paying opinions Reviewed on: 4th June 2025

PayPal credit is great for spreading the cost and al...

PayPal credit is great for spreading the cost and also for buying things you may need to return Reviewed on: 4th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Virgin Money 3.76 from 792 reviews
Gold Credit Card
from American Express 4.48 from 24 reviews
Gold Card
from first direct 3.92 from 8 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub