Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
5668% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

Pay in 3

5
Pay in 3 makes paying for the more expensive items so much easier! I am able to pay without worrying about how much is going to come out my bank on the months with a little less money? Reviewed on: 3rd June 2024

Paypal is great and secure

5
So far I havent had any issues. I love Pay Pal especially the fact that I can take things on credit and pay later. Great facility. I also love the fact that ots secure, very secure and widely available on a lot of platforms. Reviewed on: 3rd June 2024

Excellent all round, no problems with this very useful

5
Excellent all round, no problems with this very useful Reviewed on: 3rd June 2024

Always great, safe and reliable.

5
Always great, safe and reliable. If any issues with items or spam websites...and item would not come, no issue if getting the money back. Great feeling that your money is safe Reviewed on: 3rd June 2024

So grateful for the pay in three made my life much e...

5
So grateful for the pay in three made my life much easier as single parent Reviewed on: 3rd June 2024

Easy process to get pay in three

5
Easy process to get pay in three Reviewed on: 3rd June 2024

Always fantastic!

5
Always fantastic! I've used PayPal Pay in 3 a few times now and the service is great. It's easy to apply, automatic repayments make it simple to repay and there are reminders on the app for upcoming payments. Reviewed on: 3rd June 2024

Always very useful when making payments.

5
Always very useful when making payments. Love the interest free payment in 3. Reviewed on: 3rd June 2024

Helpful payment method for expensive items

5
I purchased an expensive item online and had the option to spread the cost over 3 months with no additional charges - this is really helpful and was easy to set up! would definately use this again and recommend to friends to do so aswell! Reviewed on: 3rd June 2024

I use PayPal pay in 3 all the time.

5
I use PayPal pay in 3 all the time. Having 3 children all registered disabled and things are so expensive, it’s so handy having pay in 3 Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50804 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products