Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22351 reviews)

View other PayPal products

4.93

Based on 22,351 reviews, last reviewed 25th Aug 2025

5668% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22351)

Flexible and Convenient Payment Option

I recently used PayPal's Pay in 3 feature and had an excellent experience. The flexibility of splitting my transaction into three monthly payments made managing my budget much easier. The process was straightforward and seamless, with clear instructions and no hidden fees. I highly recommend PayPal Pay in 3 for anyone looking for a convenient and reliable payment option. Reviewed on: 3rd June 2024

Easy payments

Easy to pay no hassle, great system to break payments up. Reviewed on: 3rd June 2024

Excellent flexible option for purchasing

Excellent flexible option for purchasing Reviewed on: 3rd June 2024

No dramas from paypal that’s what’s needed

No dramas from paypal that’s what’s needed Reviewed on: 3rd June 2024

Simple and secure hassle free so far

Simple and secure hassle free so far Reviewed on: 3rd June 2024

Due to not having much money as unable to work due t...

Due to not having much money as unable to work due to poor health… pay in 3 helps me still buy the items I need and food shopping at amount that suits me and being able to pay it off early is a huge bonus.. this cost of living crisis would have me in the gutter if it wasn’t for pay in 3 we wouldn’t be able to live Reviewed on: 3rd June 2024

PayPal is very efficient and excellent service to use.

PayPal is very efficient and excellent service to use. It helps massively in spreading the money of the goods you bought without paying extra cost. So I will highly recommend PayPal to all my friends and family. It is a great service to use without thinking of interest rate. Reviewed on: 3rd June 2024

Love pay in 3!

Always been reliable and straight forward to use with a range of different purchases in times of need. Reviewed on: 3rd June 2024

Always had a great experience with paypal

Always had a great experience with paypal, rhe pay in 3 option is great as I can buy bigger purchases and spread the costs so easily. I use it all the time. To send money to my friends, to shop online amd obviously use the features like pay in 3, this helps split big purchases ao it can be paid in smaller amounts rather than one big payment. Reviewed on: 3rd June 2024

Very good to pay in 3 months .

Very good to pay in 3 months . I am using all the time and i like it Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.50 from 2 reviews
Buy Now Pay Later
from Duologi 4.61 from 14 reviews
Buy now pay later
from Clearpay 3.22 from 49 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50804 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub