Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

PayPal Credit

5
I contacted PayPal over concerns regarding my PayPal credit. They answered quickly and answered all my questions. They reassured me that I wasn't overpaying and took the time to explain it all to me. Reviewed on: 1st June 2024

PayPal sorted a refund I couldn't get

5
PayPal sorted a refund I couldn't get Reviewed on: 1st June 2024

This has changed my purchasing behaviour.

5
This has changed my purchasing behaviour. It has enabled me to purchase items that I wouldn't have previously due to the ability to spread payment with no interest. So helpful! Reviewed on: 1st June 2024

Easy to access

5
Being pre accepted for 3 payments makes life easier when ordering goods Reviewed on: 1st June 2024

Pay in 3 is a great way to manage purchasing.

5
Pay in 3 is a great way to manage purchasing. Reviewed on: 1st June 2024

The customer service is so good and the agents are v...

5
The customer service is so good and the agents are very helpful and polite. Reviewed on: 1st June 2024

PayPal pay in 3 is super easy say to use and to keep...

5
PayPal pay in 3 is super easy say to use and to keep track of. It makes paying for a wide range of products really simple and straightforward. Reviewed on: 1st June 2024

Easy to Use and Spread the Cost over 3 Manageable Pa...

5
Easy to Use and Spread the Cost over 3 Manageable Payments. Reviewed on: 1st June 2024

I’ve never had a problem, always excellent.

5
I’ve never had a problem, always excellent. Reviewed on: 1st June 2024

Great way of spreading costs and so easy to use , we...

5
Great way of spreading costs and so easy to use , well done PayPal Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50804 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products