Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
5668% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

Amazing way to spread payments and make it more affo...

5
Amazing way to spread payments and make it more affordable to shop on the go Reviewed on: 1st June 2024

Flexible payment terms and zero percent interest

5
I’ve been using PayPal credit for ease of payment across many different accounts and platforms. It’s simple and helps spread the cost over 3-12 months with zero percent interest. Reviewed on: 1st June 2024

Great service easy to use.

4
Great service easy to use. please use Reviewed on: 1st June 2024

Fantastic!

5
Pay In 3 has always worked very well for me, be able to get the things I need and not paying it all in one lump some. Brilliant Reviewed on: 1st June 2024

Very good experience and customer service very quick...

5
Very good experience and customer service very quick and can transfer around the world Reviewed on: 1st June 2024

Super useful.

5
Super useful. I used this system many times and I'm thrilled that other people can use it. Sometimes you don't need many installments. 3 is perfect! Reviewed on: 1st June 2024

Easy to use and allows us to pay in 3 so dont need t...

5
Easy to use and allows us to pay in 3 so dont need to pay in one go. which helps then you have less money Reviewed on: 1st June 2024

Brilliant and super easy to use.

5
Brilliant and super easy to use. My go to way of paying nowadays. Reviewed on: 1st June 2024

Quick and easy use it all the time

5
Quick and easy use it all the time Reviewed on: 1st June 2024

Very useful - much better than Klarna

5
It’s very useful for bigger purchases, and really user friendly. Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50804 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products