Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22351 reviews)

View other PayPal products

4.93

Based on 22,350 reviews, last reviewed 25th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22350)

Fantastic buy now pay later interest free perriod.

Easy to use and happy with the buy now pay later interest free preriods. Reviewed on: 27th June 2025

Very easy and so quick to do.

Very easy and so quick to do. Does exactly what it says on the tin. Reviewed on: 27th June 2025

I love using PayPal.

I love using PayPal. A problem has arisen twice with a seller and after spending a short amount of time with customer service the issue has been resolved to my satisfaction. The PayPal team have always been friendly and courteous and super helpful which made the experience stress free. I can make payments to most retailers on my phone . Sometimes I’m asked to authorise a payment by letting PayPal know that it’s me which is super easy been given four different options. I can also choose to spread the cost of a purchase over 3 monthly payments. All in all I would highly recommend PayPal. Reviewed on: 27th June 2025

PayPal is my brilliant all-round financial friend.

I have been a satisfied PayPal customer for over 10 years and I have been delighted with the service I have received. The ability to spread payments over a 3 month period has been a Godsend for myself and my family. It allowed us to spread the cost of larger items that would otherwise have been out of reach of our budget. Fast and easy methods of payment are always available and their App is so easy to use. I make more purchases through PayPal than I do my own Bank. Reviewed on: 27th June 2025

The pay in 3 option is great for spreading the cost...

The pay in 3 option is great for spreading the cost without intrest Reviewed on: 27th June 2025

Excellent service, excellent app

I had an issue with something not being delivered after I paid for it and Paypal got my money back, I use the Pay in 3 all the time and its amazing that there isn’t interest! Reviewed on: 27th June 2025

Paypal pay in 3 is very good and easy.

I use Paypal for lots of purchases by using the pay in 3. It does exactly what it says, splits the payment into 3. Pay the first when you make a purchase then same date next month, then the month after. Super easy to use and it helps alot. Reviewed on: 27th June 2025

There when I needed it

I needed to buy a few things spread over various dates and using the pay in 3 service helped. I already use and trust PayPal for the majority of my online purchases and the option helped out! It's better if you trust a company when entering into a commitment of paying in installments Reviewed on: 27th June 2025

The app can be hard to find info on.

The app can be hard to find info on. Reviewed on: 27th June 2025

Really handy to split a larger purchase over the 3 m...

Really handy to split a larger purchase over the 3 monthly pay days. Reviewed on: 27th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.88 from 186 reviews
Argos card
from Argos 3.31 from 57 reviews
nextpay
from Next 3.82 from 9 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50804 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub