Write a review

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.73 (1179 reviews)

View other RCI Bank products

4.83

Based on 1,179 reviews, last reviewed 14th Mar 2025

61600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

11%

Latest highest rating:

5

Good customer service with good saving accounts. Good customer service with good saving accounts. Agent resolved my queries effectively. Reviewed on: 14th March 2025

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023

Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (1179)

Review of the RCI Bank, Fixed Term Savings Account:

Simple, straightforward, effective.

I have a one year fixed term savings account with you. It was easy to set up, and the interest rate, by today's dismal standards, is very fair. On the single occasion when I had to contact your Customer Services your agent was helpful, professional and resolved my issue immediately. What more could I ask of a savings account provider? I have already recommended your account to my younger brother. Reviewed on: 2nd March 2022

Customer Services are very knowlegeable.

When contacting yourselves I have found customer services to be informative, knowledgeable and very polite. Nothing is too much trouble. This made me feel confident in investing with you in the right product for me. Reviewed on: 13th March 2025

I have had no issues to date and found my experience...

I have had no issues to date and found my experience very good in banking with them up to present. Reviewed on: 13th March 2025

Great customer service, very competitive rates on sa...

Great customer service, very competitive rates on savings, excellent communication Reviewed on: 13th March 2025

customer service, interest rates

Very good customer service, good interest rates Reviewed on: 12th March 2025

Great Company

Always kept informed about how my finances are doing. Great communication. East to use website for all your financial needs. Good plans for all budgets and pretty good returns considering the market place just now. I'd have no problem in highly recommending RCI. Reviewed on: 12th March 2025

Great easy to use online bank .

I’ve been very happy with the products and interest rates offered by RCI online banking is easy to use. Reviewed on: 12th March 2025

RCI Fixed Term Savings - no hassle, worry free inves...

RCI Fixed Term Savings - no hassle, worry free investment platform. Reassuring in an era of instability. Reviewed on: 12th March 2025

easy to open account online and good interest rate

easy to open account online and good interest rate Reviewed on: 12th March 2025

Simple to operate and best interest rate.

I found the account opening procedure much easier to use than all the other online banks that I use. The deciding factor was the best interest rate. I just wish I had more to invest at the time. I don't think that the latest fixed rate savings are quite so good. Reviewed on: 12th March 2025

Interest rates are more than competative

I've been with RCI for many years and found them to be excellent. Reviewed on: 12th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Account
from Aldermore 4.05 from 11 reviews
Fixed Term Savings
from Metro Bank 4.75 from 222 reviews
Online Saver Plus
from Triodos Bank 4.94 from 318 reviews

There's still more to see!

RCI Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub