Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.83
Based on 1,189 reviews, last reviewed 16th Mar 2025
62500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Recommend . Easy transfer of funds and prompt communication. Reviewed on: 16th March 2025
Eileen M's avatar
Eileen M

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (1189)

Review of the RCI Bank, Fixed Term Savings Account:

Very easy to access and use the bank online.

5
Very easy to access and use the bank online. Reliable looking after my money and will reinvest with them when the fixed term has finished. At the time of starting this account had competitive rates. Reviewed on: 15th March 2025

Great interest rates & easy to invest!

5
Great interest rates & easy to invest! Reviewed on: 12th March 2025

Very easy to deal with; good rates.

5
Very easy to deal with; good rates. Reviewed on: 12th March 2025

Simple to use website interface.

5
Simple to use website interface. Reviewed on: 12th March 2025

Easy to use

5
Easy to use app good value, very simple I’ve had no issues Reviewed on: 12th March 2025

RCI Bank is a very competitive Bank.

5
RCI Bank is a very competitive Bank. A part of Renault Group I believe. Their interest rates and returns on savings and investments were pretty good. Their customer service was excellent and quite efficient. I had a two year fixed product with them earning a high margin of interest rate. Reviewed on: 12th March 2025

It was excellent, a good service.

4
It was excellent, a good service. Reviewed on: 12th March 2025

Good rate

5
Very good two year fixed rate. Easy to sign up. Reviewed on: 12th March 2025

Easy to follow app which keeps you up to date with o...

5
Easy to follow app which keeps you up to date with outgoing and ongoing plus also it gives good fixed interest rates Reviewed on: 12th March 2025

Competitive interest rates and businesslike service.

5
Decent interest rate with any changes advised in reasonable time. Suitable and competitive products available. Clear and easy to use website. Right level of communications for me. I haven't had need to contact customer services so far so unable to comment. Reviewed on: 12th March 2025

Good communication

5
We have been kept informed and offered options with clear explanations allowing us to make informed choices. Reviewed on: 12th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

RCI Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products