Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Good Rates

5
RCI give very good rates and their platform is very easy to use. Reviewed on: 29th January 2026

No complaints at all.

4
No complaints at all. Contact with rci HAS ALWAYS BEEN GOOD. Reviewed on: 29th January 2026

Excellent communication.

5
Excellent communication. Easy to deal with. And great online portal. Reviewed on: 29th January 2026

Always good interest rates.

4
Always good interest rates. Good support when needed Reviewed on: 29th January 2026

My bank account.

5
Very good bank for fixed saving account been. With them for a few years now with no problem's. And will stay with them as I said before very good bank Reviewed on: 29th January 2026

great Bank easy to browse , great customer service ,...

5
great Bank easy to browse , great customer service , Reviewed on: 29th January 2026

Best fixed rate savings account.

5
I have consistently had a fixed rate savings account with RCI for about 7 years and the interest rates are always top of the leader boards. Opening the account is easy and the app is excellent to keep track of the account. Reviewed on: 29th January 2026

Happy to help

5
Happy to help with any questions Reviewed on: 29th January 2026

Great service

5
Easy to open, good communications, excellent customer service on the rare occasion I had an issue, very good interest rate. Reviewed on: 29th January 2026

Open, transparent and clear to see interest

5
Open, transparent and clear to see interest Good customer support Would recommend Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products