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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

153% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

very customer friendly service and good value for ma...

very customer friendly service and good value for making a good investment! Reviewed on: 29th January 2026

Great bank, great Rates.

Have been with RCI bank around 3 years due to them Offering a great rate on their 5 years fixed rates. Each time I have had to phone them, which isn’t often they have answered the phone quickly, and their staff have been pleasant, and very helpful to deal with. Reviewed on: 29th January 2026

Easy app & great interest - perfect combination

Easy online application, the app is clear and easy to use. The rates on savings excellent. Couldn’t ask for better than that ! Reviewed on: 29th January 2026

Great products and customer service.

Great products and customer service. Reviewed on: 29th January 2026

Good rates and simple use.

Good rates and simple use. Quick telephone overall a good service Reviewed on: 29th January 2026

It was the best fixed rate 3 year term available at...

It was the best fixed rate 3 year term available at the time and was very easy to set up Reviewed on: 29th January 2026

Good rates and very efficient website easy to naviga...

Good rates and very efficient website easy to navigate and fast and reliable Reviewed on: 29th January 2026

Helpful and Easy

easy to use and helpful when i need to speak to RCI Reviewed on: 29th January 2026

account set up

Easy to deal with great customer service Reviewed on: 29th January 2026

Discovered this bank when looking to make some inter...

Discovered this bank when looking to make some interest on my retirement fund. Offered great rates of interest . I opened a freedom savings and an 18 month fixed term account. I love the ease of transferring money from freedom account if I’ve needed too. No problem at all . Reviewed on: 29th January 2026

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