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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Friendly and uncomplicated to use.

5
Easy access, smooth procedures, friendly service. Reviewed on: 9th April 2025

Excellent communication and saving rates

5
Excellent communication and saving rates Reviewed on: 9th April 2025

Excellent Service

5
Easy to deal with and excellent service always. Reviewed on: 9th April 2025

Very efficient and good bank to deal with.

5
Very efficient and good bank to deal with. Information is clearly explained electronically on the website and app. Reviewed on: 9th April 2025

I have several accounts with RCI bank open for a few...

5
I have several accounts with RCI bank open for a few years. I am very happy with the service and have recommended them to others. Reviewed on: 9th April 2025

Good rates and efficient service

5
Good rates and efficient service Reviewed on: 9th April 2025

Nice app and consistently decent interest rates.

5
Nice app and consistently decent interest rates. I have not needed to call customer support so I can't comment on that. Email communications are just right - not too many. Overall I am more than happy to recommend. Reviewed on: 9th April 2025

It was easy to set up.

5
It was easy to set up and continues to operate as expected. Reviewed on: 9th April 2025

good account

4
It is a fairly good rate . Have not had any problems as yet Reviewed on: 9th April 2025

Excellent APP

5
Excellent APP, great communication. Competitive rates. Reviewed on: 9th April 2025

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