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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Efficient and professional, support was first class,...

5
Efficient and professional, support was first class, and a pleasure to do business with. Reviewed on: 9th April 2025

Signing up and getting information is excellent

5
Signing up and getting information is excellent Reviewed on: 9th April 2025

Brilliant easy to use site.

5
Brilliant easy to use site. I can easily keep track of deposits, and interest. Dashboard is great. Keeps me notified of key dates and my options when things are going to mature. Easy to make deposits and withdrawls Reviewed on: 9th April 2025

Easy to set up account.

4
Easy to set up account. UI isn’t the best but does the job. Reviewed on: 9th April 2025

Excellent communications, no issues

5
Excellent communications, no issues Reviewed on: 9th April 2025

Excellent interest rates and an easy-to-use website.

5
The interest rates of RCI bank are excellent, and compare well with other financial institutions. All written communications from RCI bank are courteous and helpful.The website of RCI bank is straightforward and easy to use. Reviewed on: 9th April 2025

As a new customer, they have made the experience enj...

5
As a new customer, they have made the experience enjoyable Reviewed on: 9th April 2025

Great company does it's all for it's customers.

5
Great company does it's all for it's customers. Reviewed on: 9th April 2025

Easy to use banking

5
Easy to use banking. Simple and effective. As an online banker, you don't need anything more than this. Good customer service and someone ready to answer your questions within a short timeframe. Very pleased. Reviewed on: 9th April 2025

RCI is on my team

5
My previous bank was forever on their side. They seemed to offer me very little in return for me depositing money with them. RCI all change, it feels like they are batting for me!! my best move ever. Reviewed on: 9th April 2025

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