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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good rates, easy to manage on the app

5
Good rates, easy to manage on the app Reviewed on: 29th January 2026

Simple, Straight Forward and No Fuss

5
No problems in opening a fixed term deposit account. Rarely had to telephone them as there was no need. Alerts from RCI when it was about to mature asking for a decision on where the money should be placed. Reviewed on: 29th January 2026

Easy to open the account.

5
Easy to open the account. Great interest rate. Reviewed on: 29th January 2026

Savings account

4
Easy to set up Good rates kept up to date Reviewed on: 29th January 2026

Easy to set up online, good interests, regular feedb...

5
Easy to set up online, good interests, regular feedback Reviewed on: 29th January 2026

First class all round

5
Long term investor and always happy with your accounts Reviewed on: 29th January 2026

Easy app to use.

5
Easy app to use. Money moved same day. Good interest rates. Reviewed on: 29th January 2026

Excellent from start to finish.

5
Excellent from start to finish with top website and interest rates. Reviewed on: 29th January 2026

ok ok ok ok ok ok all ok all ok...

5
ok ok ok ok ok ok all ok all ok all ok Reviewed on: 29th January 2026

Reliable No Nonsense Bank

5
Simple process to apply to a wide and competitive range of products. Navigation on website and App... is a good experience to meet ones requirements. Reviewed on: 29th January 2026

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