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RCI Bank: Fixed Term Savings Account reviews

4.34
Based on 513 reviews, last reviewed 2nd Mar 2025
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
76%
See only 4 star reviews
15%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Easy peasy All straight forward and easy to open and manage Reviewed on: 2nd March 2025
Philip 's avatar
Philip

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (513)

Review of the RCI Bank, Fixed Term Savings Account:

Offer very good rates of interest to savers

4
I have been with RCI Bank for a number of years and found them a first class Bank. Reviewed on: 17th January 2022

Great Company

5
RCI are proactive to support your needs to recommend the best products. They are so easy to deal with which is important. A great vibe from this banking company unlike others on the market! Reviewed on: 3rd March 2022

Excellent Bank to work with!

5
We have used RCI for many years for some of our Pension Investments including 4/5 year Bonds and their excellent Freedom Account for a current account that always pays a competitive interest. As we are now well into our retirement we always look for a professional bank who will always look after our interests and not cause us worry. RCI address all our criteria in terms of interest competiveness, solid business attitude, and an excellent web site for all our on-line needs. Well done! Reviewed on: 3rd March 2022

Great value products

5
RCI's Fixed Term Account interest rates are very competitive and their online site is easy to navigate. Reviewed on: 3rd March 2022

Top Customer Service

5
Having opted for the best rate fixed saver at the time I was backed up by excellent telephone service to assist with my enquiries. Reviewed on: 3rd March 2022

Great service, good interest rate

5
Good online service, easy to access, easy to use, very good information Reviewed on: 3rd March 2022

Complete Satisfaction

5
My first ever review and i have nothing but praise for the way we were dealt with by the banks representatives. Reviewed on: 3rd March 2022

Mr Stephen Lockie

5
I can not fault First Direct, the app and website are intuitive so easy to use and they are always available if I need to speak to somebody...which is not often. Everything I need in a Bank. Reviewed on: 3rd March 2022

staying with banks through thick and thin doesn't always pay off

2
Had an investment account, never closed it, hoping that returns would start to go up again Reviewed on: 3rd March 2022

RCI is good to save with

4
RCI provides a good range of secure and competitive savings products, its website is easy to use, and the company keeps customers well informed. The only complaint that I have (a small one) is that withdrawals usually take a couple of days to reach my bank - within 24 hours would be better Reviewed on: 3rd March 2022

This savings account is very good

5
This saving account is very good Reviewed on: 3rd March 2022

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