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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Several years with RCI Savingx, always competitive a...

Several years with RCI Savingx, always competitive and just as important so easy to deal with. Reviewed on: 14th March 2026

Terrific Product

Easy to open an account, add money and watch it grow. Communicates excellent when the account matures. Reviewed on: 14th March 2026

Great Bank

I only have a Fixed Term saving with RCI but they offer a good rate and the digital service is excellent Reviewed on: 14th March 2026

Great customer care, good usable app and simple advi...

Great customer care, good usable app and simple advice for new investors. I would recommend this bank to friends and family Reviewed on: 14th March 2026

A good rate on a fixed term account.

A good rate on a fixed term account. Easy to use website. I can't comment on customer service as I have never needed to contact them. Reviewed on: 14th March 2026

Good interest rate

Good interest rate, easy to keep track of account Reviewed on: 14th March 2026

Dealing with less known Banks

Most High street banks are a waste of time. You stand a better chance of getting a better rate of interest with banks like RCI. I personally feel you can also get better security with RCI bank especially if money can only be with-drawn by transferring to your local nominated high street bank. Bank transfers are carried out within hours, not days as used to happen with High Street banks. Telephoning the RCI bank for assistance can be easier that telephoning busy High Street Bank. Reviewed on: 14th March 2026

Great communication.

Great communication. Good products Reviewed on: 14th March 2026

I’ve banked at RCI for many years they have always b...

I’ve banked at RCI for many years they have always been available in a timely manner for queries also staff are very knowledgeable Reviewed on: 14th March 2026

Very helpful over phone helping me with advise re sa...

Very helpful over phone helping me with advise re savings Reviewed on: 14th March 2026

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