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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

I’m very happy dealing with RCI bank excellent servi...

I’m very happy dealing with RCI bank excellent service and staff very helpful Reviewed on: 28th January 2026

Very good rates and so easy to set up.

Very good rates and so easy to set up. Reviewed on: 28th January 2026

Not sure where to find compound interest try RCI

Having researched for compound interest rates , we found RCI Bank ,we recently opened a fixed savings account , they were very thorough in vetting where the funds came from which is a safe guard and we understand , it is easy dealing with there staff over the phone and to date they have been friendly and very helpful Reviewed on: 28th January 2026

Great service, product range and competitive rates.

I have held several savings accounts with RCI. All these accounts have been managed well by the bank and communication is excellent. The interest rates offered are very competitive and opening and managing the accounts is easy, helped by their very clear Website. The only issue that I did have in my early days saving with RCI was when I already held personal savings account and then wished to open a joint account. The joint account was opened and was running for about three weeks and RCI then notified me that they could not offer both joint and personal savings accounts as their methods of controlling security did not cater for each joint party to gain access under their respective log-on. I had to close my personal savings account in order to retain my joint account and have not been able to open any personal accounts with RCI. All my accounts are joint accounts and this is a very restrictive situation for anyone wishing to further business with RCI. I have not checked recently if this matter has been resolved, so I can't say if this issue still persists. I am however glad that RCI offer joint savings accounts as many competing banks do not. Reviewed on: 28th January 2026

Good rates of interest and good, easy to use website.

Good rates of interest and good, easy to use website. Reviewed on: 28th January 2026

Settled banking with RCI bank..

I have banked with RCI bank for a number of years now and they have always 1. Provided a seamless transfer service 2. Effective customer support and 3. Provided excellent rates ( plus facility to transfer out monthly interest although fixed term account) Reviewed on: 28th January 2026

Had no trouble.

Had no trouble. Bank online easy and clear to use. With questions and answers there to view Reviewed on: 28th January 2026

Good rates, easy to manage accounts

Good rates, easy to manage accounts Reviewed on: 28th January 2026

Easy and effective

It was so easy to set up an account, even with high security checks. The customer service is excellent and it is a great way to save my money! Highly recommend! Reviewed on: 28th January 2026

Excellent all round.

Good interest rates, app is easy to use to check account, make any transactions etc I work hard for my money so want the best returns. Reviewed on: 28th January 2026

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