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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

very easy to set up and view account

very easy to set up and view account Reviewed on: 15th March 2026

Great accounts with very competitive interest rates.

Great accounts with very competitive interest rates. Kept in touch from RCI of new accounts on offer and ant changes to interest rates etc Reviewed on: 15th March 2026

RCI Bank makes it clear about the accounts and keep...

RCI Bank makes it clear about the accounts and keep me informed of any changes Reviewed on: 15th March 2026

friendly helpful and understood what I wanted

friendly helpful and understood what I wanted Reviewed on: 15th March 2026

Easy to navigate website & dashboard with a slick ma...

Easy to navigate website & dashboard with a slick marketing offering! Reviewed on: 15th March 2026

Efficient, easily contactable, helpful.

Efficient, easily contactable, helpful. Reviewed on: 15th March 2026

I find the products competitive,service is excellent...

I find the products competitive,service is excellent and everything is explained in plain English. Reviewed on: 15th March 2026

Great rates and app: super efficient

Great rates and app: super efficient Reviewed on: 15th March 2026

Fixed Rate Savings Account

I have been extremely pleased with my Fixed Rate Savings Account with RCI Bank. In a market where many savings products offer limited returns, RCI Bank stands out for providing consistently competitive interest rates while maintaining a straightforward and transparent account structure. What I particularly appreciate is the simplicity of the product. The terms are clearly explained, the fixed rate provides certainty when planning savings goals, and the overall process of opening and managing the account has been smooth and professional. It is reassuring to know that my savings are working efficiently while being held with a trusted financial institution. RCI Bank’s approach combines strong rates with reliability and clarity, which are exactly the qualities savers are looking for. My experience has been very positive, and I would confidently recommend the RCI Bank Fixed Rate Savings Account to anyone looking for a dependable and competitive place to grow their savings. Reviewed on: 15th March 2026

Everything is running smoothly.

Everything is running smoothly.No problems Reviewed on: 14th March 2026

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