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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

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RCI Bank Fixed Term Savings Account reviews (3961)

Competitive rates, website and excellent comms.

5
Competitive rates and excellent communication together with a user friendly website. my experience over several years and remain very stasified. Reviewed on: 16th March 2026

No issues.

5
No issues. Website works well. Happy with product. Reviewed on: 16th March 2026

Extremely helpful customer service employees.

5
Extremely helpful customer service employees. Reviewed on: 16th March 2026

Great interest rate for my fixed term, good communic...

5
Great interest rate for my fixed term, good communications, often recieving notifications, very happy with my choice. Reviewed on: 16th March 2026

all good.

5
all good. nothing to complain about Reviewed on: 16th March 2026

RCI offer excellent savings rates and great service

5
Have been saving with RCI Bank since they started. Savings rates are always very competitive and they give a very good and efficient service. Delighted to see that they have now added fixed rate ISAs. Reviewed on: 16th March 2026

It's easy to save with them, however it takes a whil...

4
It's easy to save with them, however it takes a while to get th money back Reviewed on: 16th March 2026

excellent bank

5
great rates.great experience.good products and investments Reviewed on: 15th March 2026

A long term satisfied customer.

5
Have been a saver with RCI for many years and always found internet app and customer service very good. Interest rates on their range of savings products clear and competitive. Reviewed on: 15th March 2026

very easy to set up and view account

5
very easy to set up and view account Reviewed on: 15th March 2026

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