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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

My experience

Always keep me informed. Friendly and simple updates. Simple to re-invest when everything is at your finger tips Reviewed on: 16th March 2026

Competitive rates, website and excellent comms.

Competitive rates and excellent communication together with a user friendly website. my experience over several years and remain very stasified. Reviewed on: 16th March 2026

No issues.

No issues. Website works well. Happy with product. Reviewed on: 16th March 2026

Extremely helpful customer service employees.

Extremely helpful customer service employees. Reviewed on: 16th March 2026

Great interest rate for my fixed term, good communic...

Great interest rate for my fixed term, good communications, often recieving notifications, very happy with my choice. Reviewed on: 16th March 2026

all good.

all good. nothing to complain about Reviewed on: 16th March 2026

RCI offer excellent savings rates and great service

Have been saving with RCI Bank since they started. Savings rates are always very competitive and they give a very good and efficient service. Delighted to see that they have now added fixed rate ISAs. Reviewed on: 16th March 2026

It's easy to save with them, however it takes a whil...

It's easy to save with them, however it takes a while to get th money back Reviewed on: 16th March 2026

excellent bank

great rates.great experience.good products and investments Reviewed on: 15th March 2026

A long term satisfied customer.

Have been a saver with RCI for many years and always found internet app and customer service very good. Interest rates on their range of savings products clear and competitive. Reviewed on: 15th March 2026

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