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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Competitive

Competitive rates of interest, friendly staff and easy site to navigate site. Reviewed on: 28th January 2026

So easy to deal

So easy to deal with great service online service first class Reviewed on: 28th January 2026

Fantastic range of options

Fantastic range of options. Great interface. Reviewed on: 28th January 2026

The process of setting up my account was extremely s...

The process of setting up my account was extremely simple and I was informed by RCI of each step along the way. I did need to call the RCI support team once and the call was answered very quickly and the support personnel were very knowledgeable and provided me exactly the information and peace of mind I required. I opted for RCI as they provided several options with a market leading interest rate on the type of account I wanted along with access to my account via the mobile app for my smartphone I now have instant access to my account and saving plan. All in all a simple stress free process Reviewed on: 28th January 2026

Sound savings and excellent savings rate.

Easy savings banking and excellent savings rate. Reviewed on: 28th January 2026

Your money is always safe

I have been with RCI for several years and have always found them easy to use with a great selection of options - would highly recommend. Reviewed on: 28th January 2026

Easy to deal with.

Easy to deal with. Clear documentation. Reviewed on: 28th January 2026

RCI is one of the best banks for getting a good interes

RCI is one of the best banks for getting a good interest rate from, with easy to sort and set up an accoun. Also transfering money from one account to another is quick and simple. Reviewed on: 28th January 2026

I am very happy with RCI bank

I am very happy with my RCI account and is caring, personal service. I have never had a problem with communicating with them. Reviewed on: 28th January 2026

Competitive savings accounts with easy to use websit...

Competitive savings accounts with easy to use website and app. Good information given in a timely manner Reviewed on: 28th January 2026

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