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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Very clear information and easy to follow and very h...

5
Very clear information and easy to follow and very helpful when on the telephone and feel secure when using online Reviewed on: 16th March 2026

quick and easy to get set up and transfer monies...

5
quick and easy to get set up and transfer monies into Reviewed on: 16th March 2026

Generally an easy to access and use web page

5
Generally an easy to access and use web page and friendly and efficient staff to help on the phone in the event of any clarification. Good rates of interest. Reviewed on: 16th March 2026

No hassle, no complications

5
When I fixed my funds, I just left it in there. RCI does the rest without hassle or complications, which is exactly what you need when you put your money away. Upon maturity, everything was carried out as requested. Reviewed on: 16th March 2026

Not much to say really.

5
Not much to say really. I deposit money on-line into accounts when the interest rate provided is good or better than is available elsewhere. Reviewed on: 16th March 2026

Top notch all round

5
Top notch all round: competive rates, excellent servicecustomer friendly and clear. communication. Reviewed on: 16th March 2026

Online banking services.

5
Online banking is enduring. The products are competitive. Reviewed on: 16th March 2026

Great for Fixed Rate Savings

5
Had a fixed rate account for two years then renewed for another three. I get a monthly interest payment. Never had any issues and a good competitive rate. Reviewed on: 16th March 2026

efficient, transparent and expedient

5
efficient, transparent and expedient Reviewed on: 16th March 2026

My experience

5
Always keep me informed. Friendly and simple updates. Simple to re-invest when everything is at your finger tips Reviewed on: 16th March 2026

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