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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Excellent & fast communication with a secure means o...

5
Excellent & fast communication with a secure means of contact. They represent one of the best products for value and are always competative Reviewed on: 17th March 2026
John Hulme's avatar
John Hulme

Great interest rate and regular tips.

5
Great interest rate and regular tips. Always give advance warning of system downtimes. And receive regular updates regarding fraud acting as a constant reminder to be Reviewed on: 17th March 2026
Sally G's avatar
Sally G

Great fixed savings account

5
Found a good fixed rate deal Found the process easy and transparent. Reviewed on: 17th March 2026
thomas 's avatar
thomas

I am exceptionally satisfied with the service a leve...

5
I am exceptionally satisfied with the service a level of simplicity of using the RCI app. Reviewed on: 17th March 2026
Alexandra M's avatar
Alexandra M

High Standards

5
My first priority is always the interest rate offered and RCI is consistently competitive. I also value good customer service where operatives are knowledgeable, professional, friendly - and pick up calls quickly! I have been a customer for some years and feel reassured I will receive this standard of service when I need to speak to someone. Reviewed on: 17th March 2026
Kath M's avatar
Kath M

Nice to deal with.

5
Always easy & good service, everything explained well, simple re investment at competitive rates. regular updates for additional services. Reviewed on: 17th March 2026
Ross T's avatar
Ross T

Great for fixed term savings accounts

5
I've got a fixed term saving bond with a good interest rate. I've not has any issues so far the process is quite smooth and online platform easy to use Reviewed on: 17th March 2026
Alexandre c's avatar
Alexandre c

Saving couldn’t be easier

5
I would never have been able to save as easily if not for the notice account. So easy to set up and completely enjoyable service. Reviewed on: 16th March 2026
Christopher M's avatar
Christopher M

Easy to open new accounts online.

5
Easy to open new accounts online. Excellent email service to acknowledge deposits. As a customer you feel appreciated, so what more could you ask? Reviewed on: 16th March 2026
Barbara's avatar
Barbara

Everything smooth online.

4
Everything smooth online. Good rates. Reviewed on: 16th March 2026
Laurence's avatar
Laurence

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