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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Kind and helpful.

5
I opened some savings accounts and customer service was very helpful and very kind Reviewed on: 18th March 2026

Piece of mind

5
I know my money is safe locked away with an excellent interest rate. Reviewed on: 18th March 2026

I have just opened a new savings account and RCI wer...

5
I have just opened a new savings account and RCI were timeley, diligent and professional in their dealings with me. The have a pro customers pro service outlook which is refreshingly unusual in this sector. Reviewed on: 18th March 2026

Nothing much to say, it all works properly with good...

5
Nothing much to say, it all works properly with good interest rates. Reviewed on: 18th March 2026

RCI Bank - No Issues

5
I have very little interaction with RCI bank, but when I do there are never any issues Reviewed on: 18th March 2026

Fixed.Term Accounts

5
Fixed.Term account easily undertaken; progress information accessible on line; security thorough and very reassuring; end of term notice and choices in good time, all with very competitive rates. Reviewed on: 17th March 2026

A great savings account

5
A great savings account that was recommended by Martin Lewis maybe 3 years ago and ive kept the savings account ticking over and renewed since then. Very easy to navigate Reviewed on: 17th March 2026

Great products and service.

5
Great products and service. Makes banking easy Reviewed on: 17th March 2026

RCI Bank

5
Excellent rates of interest When i have contacted RCI the staff has been very helpful. I have used other providers in the past but found RCI excellent I would recommend people try Bank as im using fixed term account but they have okenty of other accounts to offer. Reviewed on: 17th March 2026

Easy to setup account.

5
Easy to setup account. can speak to someone in person in English and not automated. Reviewed on: 17th March 2026

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