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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.82
Based on 1,030 reviews, last reviewed 11th Mar 2025
48500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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11%
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1%
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0%
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4%

Latest highest rating:

5

2 year product fixed rate Easy transaction and easy to understand product. Reviewed on: 11th March 2025
Rory S's avatar
Rory S

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (1030)

It's just fab!

5
It's just Fab! Brilliant customer service, great rates, easy transfer...best savings account ever! Reviewed on: 28th February 2025
Sarah S's avatar
Sarah S

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025
John's avatar
John

great service

5
very helpful, great customer service Reviewed on: 28th February 2025
Barry Richardson's avatar
Barry Richardson

Great service and the simple way you really informat...

5
Great service and the simple way you really information Reviewed on: 23rd August 2024
Geoff T's avatar
Geoff T

Very poor service

1
RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been let down repeatedly by customer services who have not completed there promises have not phoned back when promised and have not delivered my interest to my nominated bank account as requested. T have received no response from phone, email nor secure messaging. Feeling totally let down and concerned over the safety of my investment. Watch out. Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell

Worst Bank ever

1
No one is available for calls and emails. We lost our money as we tried to close our account and no one is available to help with enquiries and emails. I won't be recommending this bank to my friends and family. I don't think this bank is legit. Unfortunately we lost our money. Reviewed on: 16th November 2023
Maria Raducanu's avatar
Maria Raducanu

Ripped my off for my life savings

1
I invested £25 life savings, it matured. No interest on the amount, no sign of it arriving in my bank, totally ripped off. the worst is that the FSCS say that the RCI bank is NOT covered for compensation Reviewed on: 6th November 2023
Jed Starkey's avatar
Jed Starkey

Maturity Instructions and Interest Payment not clear

3
Having had a fixed rate 1 year bond with RCI Bank, I found that when this was nearing maturity the actual instructions not particularly helpful. The internet payment whilst stated as would be made on the date of maturity was not met. After 24 hours post maturity the payment had still not been paid as per account information. I contacted RCI Bank and was told that it could take anything up to 5 days. This information is NOT stated on my account under Interest Instructions. It should be considered particularly under the Consumer Duty that a statement be included on the section Interest Instruction what the actual timescales are. Consumer duty has been introduced to ensure customers are aware of key information. Reviewed on: 30th October 2023
Sarah Brundrett's avatar
Sarah Brundrett

Easy online access.

5
Secure, higher than average rates. Reviewed on: 8th September 2023
Brian lynes's avatar
Brian lynes

Really good rates at RCI Bank

5
RCI is a good bank that always puts the customer first and has leading saving rates. Reviewed on: 24th August 2023
Robert Chandler's avatar
Robert Chandler

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