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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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8%
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0%
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0%
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

I have found Interest rates to be good

4
Interest rates good and communication is excellent Reviewed on: 13th March 2026

RCI offer good rates of interest and excellent service

5
RCI offer good rates of interest and excellent service Reviewed on: 13th March 2026

Excellent products.

5
Excellent products. Easy to set up. Reviewed on: 13th March 2026

I’m a happy customer

5
Account opened very easily and contact was simple Reviewed on: 13th March 2026

NO ISSUES WITH.

4
NO ISSUES WITH. RCI GREAT BANK easy to use Reviewed on: 13th March 2026

Good interest rate

5
Good interest rate which changes in line with the Bank of England Internet rate fairly quickly. Reviewed on: 13th March 2026

Great bank...

5
Easy to open an account , great app with good interest rates that pay monthly, which is great for pensioners like us Reviewed on: 13th March 2026

For a lesser known bank they offer far more than the...

5
For a lesser known bank they offer far more than the larger high street banks. Reviewed on: 13th March 2026

Easy to use, reliable, good rates.

5
Easy to use, reliable, good rates. All good for me. Reviewed on: 13th March 2026

So happy to be an RCI customer

5
First time I've invested with RCI on my Brothers recommendation and very happy to find it was so easy to set up an account online .I have advised my Daughter to do the same. Reviewed on: 13th March 2026

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