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Santander: Basic Current Account reviews

3.91
Based on 301 reviews, last reviewed 11th Apr 2025
700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
50%
See only 4 star reviews
21%
See only 3 star reviews
14%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

Easy to use account, clear fees. Easy to use account, clear fees. Reviewed on: 11th April 2025
Km's avatar
Km

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic Current Account is suitable for everyday banking needs. The account is designed for anyone new to the UK or with a poor credit history. Online and mobile banking options are available and account holders can withdraw fee-free cash from Santander cash machines when abroad. With Santander’s free rewards service, Basic Current Account customers can also access cashback, vouchers and prize draws.

It’s important to find the right bank account for
...

Santander Basic Current Account reviews (301)

Review of the Santander, Basic Current Account:

After 45 Years Closed my Accounts Stole My Money

1
After opening up my first account in 1978 (Previously Abbey National they took it over) I went into Santander Bank to Pay in some cash however my Santander bank card would not work? So I went into the branch, and was told my account had been closed as it was dormant, I would need to get all my statements and call them, so I did. 3 weeks later the statements arrived by post, I called them and 3 of there phone numbers are not in service? I eventually spoke with a guy that told me ... Reviewed on: 24th January 2024

Easy to use account, clear fees.

5
Easy to use account, clear fees. Reviewed on: 11th April 2025

Happy & content

5
I’ve been with Santander from day one opening an account and have never had an issue or reason to leave. Online banking is easy and handy to use. Would recommend. Reviewed on: 2nd April 2025

Excellent customer service and product

5
Excellent customer service and product Reviewed on: 2nd April 2025

Excellent Banking with Santander

4
I have been with Santander from when they started here. They have always been helpful. They email if they think that something is suspicious on my account. I find that an excellent feature that they check my account to stop any fraudulent activity. Their staff either in the branch or over the phone are friendly, knowledgeable and always help to sort out any concerns I may have. Reviewed on: 7th March 2025

They are so rude, they mess up and don't hold themse...

1
They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not actually caring about there customers either. Bad! Reviewed on: 4th March 2025

Standard no frills current account.

4
Standard no frills current account. Online banking is easy enough to use. Reviewed on: 27th February 2025

Good customer service but interest rates well below...

4
Good customer service but interest rates well below the likes of Kroo Reviewed on: 27th February 2025

Pleasing Experience

4
Customer services were quick to answers and knowledgeable Reviewed on: 26th February 2025

On the corner or online your choice

5
I have been a customer of Santander from when they took over Alliance and Leicester paid off my mortgage and several loans along the way had quite a few different accounts and saved with those accounts. The staff and service are first class they have helped and guided the decisions I have made always taking an impartial stance while supplying the information needed, in a changing world stability, security and reliability are what you need Santander have and still do provide that... Reviewed on: 26th February 2025

No need to contact

4
Had no reason to contact them. The app has greatly improved. Reviewed on: 26th February 2025

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