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Scottish Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.63 (350 reviews)

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4.65

Based on 350 reviews, last reviewed 24th Apr 2025

40% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

18%

Latest highest rating:

5

The whole experience was smooth throughout and I was... The whole experience was smooth throughout and I was kept informed of the progress without having to ask for updates. Reviewed on: 24th April 2025

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024

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About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Scottish Building Society Mortgages reviews (350)

Review of the Scottish Building Society, Mortgages:

Mortgage review

Thorough, efficient, trustworthy Reviewed on: 1st May 2021

The whole experience was smooth throughout and I was...

The whole experience was smooth throughout and I was kept informed of the progress without having to ask for updates. Reviewed on: 24th April 2025

Overall a good experience

All completed in time. Underwriting experience pretty straightforward. Some delays in this process was only negative in whole experience, but our independent mortgage adviser kept on top of things and us informed throughout, so no complaints. Reviewed on: 9th April 2025

I've had my mortgage with the Scottish Building Soci...

I've had my mortgage with the Scottish Building Society for a number of years. Everything has gone so smoothly. On the one occasion I needed to contact them, to arrange an overpayment, their customer service was brilliant. Reviewed on: 4th March 2025

I just like them and I felt the need to say it.

I just like them and I felt the need to say it. I like how I'm not trying to tell a robot what I am calling about. I like the wait times when I call usually less than 30 seconds. I like how simple it is to renew my mortgage on to a new deal when my current one expires. Some of the advisors speak Scottish so there can be a bit of a language barrier but other than that friendly, quick and just really good. Reviewed on: 3rd February 2025

Efficient and stress-free

Fast and efficient service and would recommend to anyone. Reviewed on: 22nd January 2025

Clearer Information Please

Generally fine however it would have saved some confusion if in the mass of paperwork there was a summary sheet stating the amount the fee how the fee would be paid and explanation that the first payment is for the first two months and when it would be taken. All this information was obtained but only by contacting the Building Society and speaking to a helpful representative Reviewed on: 22nd January 2025

So grateful for this company

We applied at the wrong time of year really, but this is the only company willing to look at us for us, and not just a tick box. Extremely grateful to SBS for everything Reviewed on: 20th January 2025

Old school service but in the best way.

Old school service but in the best way. Personal touch and friendly customer service. Reviewed on: 28th December 2024

Outstanding SBS mortgage service.

Both Jackie Simpson Lending Manager and Kay Baird Mortgage Adviser were both exemplary in the comprehensive, informative and thoroughly professional manner in which they carried out their work in relation to switching mortgage products at SBS. Their calculated, flexible approach in treating applicants individually was most accommodating and tremendously refreshing in today's predominantly technical decision making age. Top marks indeed to two extremely capable SBS personnel. I would highly and unreservedly recommend their quality service. Reviewed on: 2nd December 2024

Lifetime Mortgagr

Very efficient and speedy response when obtaining a lifetime mortgage Reviewed on: 14th November 2024

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