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Tesco Bank: Pet Insurance reviews

Name: Pet Insurance
Rating: 3.22 (108 reviews)

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2.76

Based on 108 reviews, last reviewed 21st Mar 2025

100% decrease in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

43%

13%

34%

Latest highest rating:

4

Lovely Complaints department employees Had insurance turned down because of a ‘ lost in translation’ moment…. via owner— to vets —to insurers. customer service when I complained and disput... Read more Reviewed on: 2nd January 2025

Latest lowest rating:

1

Tescos changed policy provider from royal and sun al... Tescos changed policy provider from royal and sun alliance to pinnacle and sent a letter saying everything would carry on as usual. The only differenc... Read more Reviewed on: 21st March 2025

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About this product

When choosing the right insurance policy, navigating the sea of providers on the market can be a challenging task. At Smart Money People, we want to simplify this process for you. We gather Tesco Bank pet insurance reviews, to provide you with valuable insights into the provider.

Tesco Bank is underwritten by Royal & Sun Alliance Insurance Ltd to provide pet insurance for cats and dogs. There are four cover levels to choose from: Accident & injury, Stand...

Tesco Bank Pet Insurance reviews (108)

Review of the Tesco Bank, Pet Insurance:

PET INSURERS THAT CARE

I’ve used Tesco bank to insure my cat since I’ve had him but had never made a claim. He became poorly & I made several trips to the vet. He had a small procedure at the vet followed by an operation at a specialist animal hospital. I updated Tesco each time and they were very quick to pay out. My cat needed a follow up op which Tesco authorised but my cat unfortunately died before op day. Tesco paid for his final cremation. They cancelled my insurance & even repaid part o... Reviewed on: 21st October 2023

Tescos changed policy provider from royal and sun al...

Tescos changed policy provider from royal and sun alliance to pinnacle and sent a letter saying everything would carry on as usual. The only difference was the premium for my dog was £27.43 in feb then £64.86 in march with the new provider. What a shower of scammers, and how would Tescos put their name to it. A complete disgrace. Reviewed on: 21st March 2025

Avoid Tesco Pet Insurance at All Costs

Tesco Pet Insurance starts at a reasonable rate to entice you, and soon enough the rates will creep at a steep rate. Expect to pay over 10x the original rate withing a few years of having the policy with them. In terms of their customer service, get ready to wait for over an hour for someone to help you with your questions. That is if the call doesn't get disconnected before that. Reviewed on: 26th February 2025

This company is awful to deal with as soon as you ma...

This company is awful to deal with as soon as you make a claim. They have lied several times, staff are rude and incompetent. Reviewed on: 21st February 2025

Definitely don’t get their pet insurance.

Definitely don’t get their pet insurance. Just had my renewal through and it’s jumped from £74/month to £140/month for a 5 year old dog with no claims over the last 12months. She’s a small to medium crossbreed so isn’t in the senior age bracket, she’s not been diagnosed with any new conditions over the past 12months and none of our other details have changed. Her premium has jumped from £899 to over £1600! I rang them to ask them to give me the breakdown of how they have calcula... Reviewed on: 1st February 2025

No Loyalty for staying with Tesco, just higher prices

Have never made a claim on either of my policies, however, the renewal price on both policies has jumped 62% on each policy! I accept that cost do rise every year, (exactly what all the others say as well!) but when its as high as it is, +£200 on each policy, then £200 excess and 20% dual payment on the rest of the bill, I'm wondering if its worth it! It seems if you change your insurance company each year you get the £200 rise off your new policy. It pays to shop around now and... Reviewed on: 23rd January 2025

Awful. Avoid.

Awful. Started off great 5 years ago, but all of a sudden they have increases my monthly premiums by over double following a small claim. When I queried this they said it's in the small print they can make changes to the policy at will. As I worked in pet insurance for 18 years I had asked many questions before commencing the policy but apparently the information they gave me 5 years ago no longer stands due to them changing their underwriter - it appears they are at liberty to ... Reviewed on: 11th January 2025

Lovely Complaints department employees

Had insurance turned down because of a ‘ lost in translation’ moment…. via owner— to vets —to insurers. customer service when I complained and disputed this was nothing short of exceptional. Lovely very understanding people , it was a pleasure to chat to . I had decided I would write this review no matter what the outcome. Thank you Tesco insurers , your insurance employees were a joy to deal with. Reviewed on: 2nd January 2025

Excellant service from Tesco pet insurance.

Excellant service from Tesco pet insurance. My claim was settled in full in 1 week very impressed.Thank you. Reviewed on: 4th December 2024

Won't pay up.

Just been advised that Tesco Pet Insurance are refusing to pay for dental checks and clean for our dog because the vet made reference to her teeth having mild to moderate calculus two and half years ago. He also said at the time no action needed other than continue brushing and cleaning routine. It so happens that this healthcheck which was actually for annual boosters was 11 days after us taking the policy out. This policy was taken out on the 1st March 2022 as that was when th... Reviewed on: 26th September 2024

Excellent service quick turnaround of claims

Excellent service quick turnaround of claims Reviewed on: 4th September 2024

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