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Zopa: Cash ISA reviews

4.96
Based on 759 reviews, last reviewed 3rd Apr 2025
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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1 star
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0%

Latest highest rating:

5

Very easy to open account and have had no isdues Very easy to open account and have had no isdues Reviewed on: 3rd April 2025
Lynn M's avatar
Lynn M

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
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Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (759)

Review of the Zopa, Cash ISA:

App is so easy to use.

5
App is so easy to use. Setting up and opening the account was easy too. Plus a competitive interest rate. Reviewed on: 31st March 2025

Very easy to open account and have had no isdues

5
Very easy to open account and have had no isdues Reviewed on: 3rd April 2025

Appy customer.

5
I saw Zopa suggested on the Moneysavingexpert website as a top option for Cash ISAs so went ahead and opened one. Zopa made the on line set up process very easy. They also gave a great app which makes it easy to keep track of things. So with highly competitive rates and an excellent app they are amongst the best of the many financial institutions I have experienced. Reviewed on: 3rd April 2025

Great rates & really good app, backed up by great cu...

5
Great rates & really good app, backed up by great customer service if you should ever need it Reviewed on: 3rd April 2025

Easy to use app.

5
Great returns and an easy to use app. Feels like it’s much more than just a bank. Reviewed on: 3rd April 2025

Give it a try

5
Straight forward process when opening an ISA Reviewed on: 3rd April 2025

Had a loan over 5 years ago very good rates, also ha...

5
Had a loan over 5 years ago very good rates, also have an isa and current account good intrest paid. Reviewed on: 3rd April 2025

Easy and quick to use.

5
Easy and quick to use. Zopa is user friendly in every aspect, having separate pots makes it easy to keep track of one's finances. Reviewed on: 3rd April 2025

On-line.

5
On-line. Simple to use, Competitive Reviewed on: 3rd April 2025

Great product

5
Great product, kept fully informed about rates, changes, deposits and withdrawals, easy to view dashboard makes everything clear. Reviewed on: 3rd April 2025

Nice to be able to see the interest grow day by day...

5
Nice to be able to see the interest grow day by day , easy to use ,quick response for cash redraws Reviewed on: 3rd April 2025

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