Write a review

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (806 reviews)

View other Zopa products

4.96

Based on 806 reviews, last reviewed 12th Apr 2025

56000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Great service ,so easy to open accounts,made my budg... Great service ,so easy to open accounts,made my budgeting so much easier Reviewed on: 12th April 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (806)

Review of the Zopa, Cash ISA:

Zopa - 10/10

I have dealt with Zopa for many years and I cannot fault them in any way. Reviewed on: 5th April 2025

Great service ,so easy to open accounts,made my budg...

Great service ,so easy to open accounts,made my budgeting so much easier Reviewed on: 12th April 2025

They have a competitive ISA rate with the option of...

They have a competitive ISA rate with the option of receiving monthly interest. The app is simple to use with lots of information. It's nice to get a notification when money has been paid into the account. Opening the account was very straightforward, no problems at all. Reviewed on: 12th April 2025

I have cash ISAs with Zopa.

I have cash ISAs with Zopa. Great rate and just introduced a bonus rate to give 5.1% Reviewed on: 12th April 2025

General Service

Rate change is done QuickTime when rate increases. No problem transferringin or out Reviewed on: 12th April 2025

Zopa is competitive and the app is easy to use.

Zopa is competitive and the app is easy to use. Reviewed on: 11th April 2025

What's Not To Like?

Easy to set up and use. Good interest rate. FSCS. Protection. What's not to like? Reviewed on: 11th April 2025

Useful app to manage cash Isa good rate for instead...

Useful app to manage cash Isa good rate for instead access and really quick to set up Reviewed on: 10th April 2025

Excellent app with easy access happy my money is now...

Excellent app with easy access happy my money is now making interest which I can see daily Reviewed on: 10th April 2025

Easy to manage .

Easy to manage . Fantastic rates. Great service . Reviewed on: 10th April 2025

Easy to use, Excellent value.

Easy to use, Excellent value. Helpful knowledgeable friendly staff. Reviewed on: 10th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Lifetime ISA
from Hargreaves Lansdown 4.51 from 16 reviews
Cash ISA
from Nationwide 4.69 from 59 reviews
Lifetime ISA
from Moneybox app 4.95 from 4680 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub