Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37323 reviews)

View other Zopa products

4.93

Based on 37,323 reviews, last reviewed 16th Apr 2025

18% increase in 5 star reviews

in the past 90 days

20% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very happy Had my card for 3 years and never had an issue. Reviewed on: 16th April 2025

Latest lowest rating:

2

Unknowing Na as not had luck with this all keep getting is need to do this or that when try not let me at al Reviewed on: 16th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37323)

Review of the Zopa, Credit Card:

Always helpful everything made clear to understand

Always helpful everything made clear to understand Reviewed on: 9th April 2024

Very happy

Had my card for 3 years and never had an issue. Reviewed on: 16th April 2025

Not a problem with them good rates

Not a problem with them good rates Reviewed on: 16th April 2025

They explain every thing so you can understand befor...

They explain every thing so you can understand before you commit to getting the card. They will only give you a credit limit which they think you can manage which will not push you into debt. Reviewed on: 16th April 2025

Unknowing

Na as not had luck with this all keep getting is need to do this or that when try not let me at al Reviewed on: 16th April 2025

Been really helpful, customer service is great

Been really helpful, customer service is great Reviewed on: 16th April 2025

Very good let’s you no when you have a payment due a...

Very good let’s you no when you have a payment due a couple of days before Reviewed on: 16th April 2025

Had loans credit card with them now saving with them...

Had loans credit card with them now saving with them had no problems Reviewed on: 16th April 2025

OUTSTANDING SERVICE

When no one else would help ZOPA did .. thank you very much Reviewed on: 16th April 2025

Excellent service

Excellent service very nice people to deal with Reviewed on: 16th April 2025

Fantastic

From moment I applied to card arriving, no issues and was really quick and easy process. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from HSBC 3.26 from 108 reviews
Classic Extra Card
from Capital One 3.85 from 6 reviews
Everyday Credit Card
from Santander 3.91 from 19 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub