Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38360 reviews)

View other Zopa products

4.93

Based on 38,360 reviews, last reviewed 17th Apr 2025

37% increase in 5 star reviews

in the past 90 days

40% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had any issue, great card easy to understand APR. Never had any issue, great card easy to understand APR. Reviewed on: 17th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38360)

Review of the Zopa, Credit Card:

Fantastic Company

Found Zopa to a be fair honest and trustworthy bank customer service rep guided me the through the process and he was able to service my requirements with expert advice Reviewed on: 28th March 2022

Never had any issue, great card easy to understand APR.

Never had any issue, great card easy to understand APR. Reviewed on: 17th April 2025

Fabulous trouble free credit

They have been very responsive to my needs. Moving my due date to fit in with my pay day. Excellent customer service. Reviewed on: 17th April 2025

As Cheesy as it may sound but Zopa are Super.

Zopa, came through when I needed them most,giving me the funds and ability to help my Son and his family through a sticky period. Since opening my account/ credit card Zopa have introduced many beneficial products which unfortunately I am currently unable to take advantage off. They have always offered me advice and guidance for which I am truly grateful for, I hope that the relationship that I believe we have will grow stronger, I am in their debt in more ways than one for which I am truly grateful. Reviewed on: 17th April 2025

Perfect addition to my wallet

I applied for the card to better my credit rating and this has happened. Including a credit increase. Reviewed on: 17th April 2025

Good easy to use helps

Good easy to use helps goodness I had Reviewed on: 17th April 2025

my experience since i joined zopa is excellent

my experience since i joined zopa is excellent Reviewed on: 17th April 2025

Easy to use, pay and do everything

Easy to use, pay and do everything Reviewed on: 17th April 2025

Understanding Customer Services

I had an issue with the online payment portal and incurred late charges ..I called customer services and explained the issue and they immediately refunded the charges. Reviewed on: 17th April 2025

I never face any issue while using Zopa credit card.

I never face any issue while using Zopa credit card. Reviewed on: 17th April 2025

excellent app

app works well, I don't have much to say. everything works well. Thanks Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 2.47 from 16 reviews
Credit Building Credit Card
from Vanquis 4.74 from 12091 reviews
Initial Credit Card
from Barclaycard 4.11 from 117 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub