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Zopa: Credit Card reviews

4.93
Based on 37,118 reviews, last reviewed 6th Apr 2025
447300% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best credit card i ever have The best credit card i ever have Reviewed on: 6th April 2025
Andreea r's avatar
Andreea r

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37118)

Review of the Zopa, Credit Card:

Thank you Zopa

5
I have had a Zopa credit card for a few years and have always found it easy to manage. I got the card to help build my credit score and since having it I have noticed a massive improvement. I was given a manageable credit limit which was increased after a while. Reviewed on: 31st March 2025

No Bad very good

5
No Bad very good excellent very fast and very clean I am very happy Reviewed on: 6th April 2025

Love this credit card good for emergency

5
Love this credit card good for emergency Reviewed on: 6th April 2025

Great service quick response to inquiries.

5
Great service quick response to inquiries. Easy to use and easy to notify if any thing goes wrong on the account. Reviewed on: 6th April 2025

My credit rating wasn't the best

5
My credit rating wasn't the best / good but they took a chance on me and gave me the credit card . Never missed a payment . Now my score has shot up Reviewed on: 6th April 2025

I got zopa credit card and my car loan with them as...

5
I got zopa credit card and my car loan with them as well. They APR quite cheap too. Reviewed on: 6th April 2025

They are very helpful.

5
They are very helpful. I also have a saving account with them Reviewed on: 6th April 2025

Yes very good I would recommend to friends

5
Yes very good I would recommend to friends Reviewed on: 6th April 2025

Great app

5
So easy to see everything in the app. Plenty of notifications about upcoming payments etc Reviewed on: 6th April 2025

I have used Zopa for both a credit card and car fina...

5
I have used Zopa for both a credit card and car finance Really easy to use, good communication and fair interest rates would totally recommend Reviewed on: 6th April 2025

Very good website which has so many options and offers.

4
Very good website which has so many options and offers. Reviewed on: 6th April 2025

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