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Zopa: Credit Card reviews

4.93
Based on 40,118 reviews, last reviewed 27th Apr 2025
69% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and simple hassle free banking Quick and simple hassle free banking Reviewed on: 27th April 2025
Iain M's avatar
Iain M

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40118)

Review of the Zopa, Credit Card:

Always had quick response good lending period

5
Always had quick response good lending period Reviewed on: 25th April 2025

Great credit card, great customer service.

5
Great credit card, great customer service. Reviewed on: 27th April 2025

Very good service he has good support helpline

5
Very good service he has good support helpline Reviewed on: 27th April 2025

On target the app is brilliant keep control and alwa...

5
On target the app is brilliant keep control and always reminding when there are options great service and help when needed Reviewed on: 27th April 2025

great experience very easy to use app syncing app br...

5
great experience very easy to use app syncing app brilliant know exactly where I am with my finances Reviewed on: 27th April 2025

Good option for the people , used any time and every...

5
Good option for the people , used any time and everywhere Reviewed on: 27th April 2025

Supportive life changing bank

5
I had bad credit due to a business failure, even though I was paying my debt honestly and committed NATWEST who I had been with for 15 years and put over £750k through the account would not support me. ZOPA gave me a minimum allowance credit card and within a year the limit is now enough to pay all my families monthly purchases on including food and is easy and simple to pay off every month. I have ADHD which makes routine hard but ZOPAs APP makes the process a breeze. I will bank with ZOPA forever now and I will use their new products. Reviewed on: 27th April 2025

Zopa card

5
Very good value for money very easy to get and use Reviewed on: 27th April 2025

Very good customer service amazing apr I find the ca...

5
Very good customer service amazing apr I find the card easy to usu when doing bank transfer withdrawal of money and I am very happy with everything I do with my card Reviewed on: 27th April 2025

The app just works like it says on the tin.

5
The app just works like it says on the tin. Easy to use and all the key information is right where you need them. Reviewed on: 27th April 2025

Great buisness to deal with banking also included

5
Great buisness to deal with including banking with them too Reviewed on: 27th April 2025