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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37194 reviews)

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4.93

Based on 37,194 reviews, last reviewed 9th Apr 2025

454300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card easy to pay back good rates. Excellent credit card easy to pay back good rates. Reviewed on: 9th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37194)

Review of the Zopa, Credit Card:

Very good and excellent credit card to build your credit score. Easy to use app

Great.will recommend friends to obtain one of their cards Reviewed on: 15th February 2021

Helpful.

There to give advice and very understanding. Keep you updated on your credit. Reviewed on: 9th April 2025

Had Zopa for about 4 year's

Had Zopa for about 4 years and never had a problem with them. Reviewed on: 9th April 2025

Friendly and informative.

The staff are friendly and informative when you need them and the website and app are really easy to use Reviewed on: 9th April 2025

Excellent service and easy to apply procedures.

Excellent service and easy to apply procedures. Reviewed on: 9th April 2025

So easy and uncomplicated to deal with

So easy and uncomplicated to deal with Reviewed on: 9th April 2025

Friendly team!

Friendly team! I am feeling sure and comfortable with ZOPA. Reviewed on: 8th April 2025

I own a Zopa credit card that works well

I own a Zopa credit card that is actually a pleasure to use . I can access all of my spending in a clear and concise breakdown . Zopa listen to their customers and provide great service that helps us manage our accounts easier . Reviewed on: 8th April 2025

All good with no problems

Got the card easy to use and easy to understand Reviewed on: 8th April 2025

Excellent card

Excellent credit card very reliable easy to pay in installments very happy best card on the market Reviewed on: 8th April 2025

easy to use and managable

i have found the card easy to use only. downfall is my apr is going up but otherwise very easy to use and security is spot on. i have a large amount on mine which allows me to pay for holidays etc. Reviewed on: 8th April 2025

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