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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37183 reviews)

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4.93

Based on 37,183 reviews, last reviewed 9th Apr 2025

453400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Had Zopa for about 4 year's Had Zopa for about 4 years and never had a problem with them. Reviewed on: 9th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37183)

Review of the Zopa, Credit Card:

Second chance!

After a bad spell with credit in my younger days! I spent a lot of time trying to re build it, after seeing my score go up, one month, it would drop just as much then next! As I owed no money, and had no credit! Due to the previous poor use I couldn’t get credit! So it was a cycle I could not break, until Zopa! They appeared and I took a chance and applied, to which they took a chance on me! And now I’m watching my score rise each month. I’m so grateful to Zopa, they’ve given me a chance to be on my way to improving my score in hopes to get a mortgage in the future. Reviewed on: 15th February 2021

I have had a Zopa account for a while now and I have...

I have had a Zopa account for a while now and I have been using it since with no issues and I have no hesitation to recommend it to anyone who is looking for a new account Ian B Reviewed on: 8th April 2025

I haven't had it long but never had any issues has y...

I haven't had it long but never had any issues has yet would definitely recommend it Reviewed on: 8th April 2025

Just received my card with no issues.

Just received my card with no issues...very happy Reviewed on: 8th April 2025

Easy to use

Easy app to use along side the card Reviewed on: 8th April 2025

Straight forward app and easy to use

Straight forward app and easy to use Reviewed on: 8th April 2025

Trying for a credit card to build my credit file and...

Trying for a credit card to build my credit file and this company looked really good Reviewed on: 8th April 2025

Easy to use credit card !

Easy to use credit card ! having my loan and credit card in place make so much sense Reviewed on: 8th April 2025

My experience

Quick and efficient and prompt exactly what you are looking for . Reviewed on: 8th April 2025

I started with a credit card and now have a bank acc...

I started with a credit card and now have a bank account, from the start of the banking service and a savings account. Zopa is my most used financial service. Reviewed on: 8th April 2025

Very good interest rates.

Very good interest rates.Would have been top marks if I could do a a balance transfer. Reviewed on: 8th April 2025

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