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Zopa: Credit Card reviews

4.93
Based on 38,356 reviews, last reviewed 17th Apr 2025
37% increase in 5 star reviews
in the past 90 days
40% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good easy to use helps Good easy to use helps goodness I had Reviewed on: 17th April 2025
Alexander m's avatar
Alexander m

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38356)

Review of the Zopa, Credit Card:

Good friendly non-aggressive service.

5
A card you can trust. One of very few cards I would reccomend. Reviewed on: 28th March 2022

Money wise

5
The online app. Is extremely easy to navigate, so you know exactly where your upto. Notifications are brilliant. I Can't fault the help and services provided. Reviewed on: 17th April 2025

I have been very please with my experience with ZOPA...

5
I have been very please with my experience with ZOPA with their easy to use app that not only helps me track my credit but also gives me personalised offers for loans and also helps me link my personal bank bank/credit card accounts for easier access. Reviewed on: 17th April 2025

Of the six credit cards I’ve had Zopa has been...

5
Of the six credit cards I’ve had Zopa has been the best Reviewed on: 17th April 2025

I have found using Zopa very easy the app is...

5
I have found using Zopa very easy the app is great Reviewed on: 17th April 2025

Zopa great

5
Great service, great app, easy to use Reviewed on: 17th April 2025

I've had a great experience with the Zopa Credit Card.

5
I've had a great experience with the Zopa Credit Card. The app is super easy to use, and everything is really transparent – no hidden fees or confusing terms. Payments are straightforward, and I love the real-time notifications. Customer service has also been responsive and helpful whenever I had a question. Definitely recommend for anyone looking for a reliable and modern credit card. Reviewed on: 17th April 2025

I have had no problems or issues with my card.

5
I have had no problems or issues with my card. Has been plain sailing sine applying for and receiving my card Reviewed on: 17th April 2025

Zopa accepted me with no hesitation.

5
Zopa accepted me with no hesitation. I have been a customer for 2 years my experience has been excellent and would advise anybody to use this company without hesitation. Reviewed on: 17th April 2025

Very helpful !

5
Very helpful ! Had a problem with my app and got it sorted right away !also got my new card replaced less than a week !! Reviewed on: 17th April 2025

My starting credit limit is low.

4
My starting credit limit is low and it's yet to be increased. Zopa will get a 10/10 and 5 star from me when they increase my credit limit. Reviewed on: 17th April 2025

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