Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 37,235 reviews, last reviewed 11th Apr 2025
458300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant all round, fabulous app & customer service Brilliant all round, fabulous app & customer service Reviewed on: 11th April 2025
Susan O's avatar
Susan O

Latest lowest rating:

1

Atrocious Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025
Bryan Franks's avatar
Bryan Franks

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37235)

Review of the Zopa, Credit Card:

Zopa excellent service

5
Excellent company, there staff are friendly and wanting to be as helpful as they can be Reviewed on: 5th March 2024

I have zopa credit card and I'm very happy with...

5
I have zopa credit card and I'm very happy with that Reviewed on: 10th April 2025

Excellent card

5
Excellent card and great to use and easy keep an eye what you spend Reviewed on: 10th April 2025

Not had the card very long but so far so good, I use...

5
Not had the card very long but so far so good, I use it for everyday spending between paydays Reviewed on: 10th April 2025

Amazing! Never failed me!

5
Had been with Zopa for a while now it never failed me. Reviewed on: 10th April 2025

Best card I have

5
Easy to use app for keeping up to date with balance and payment requests and I find it is accepted everywhere it is my main go to card Reviewed on: 10th April 2025

Really positive experience and overall excellent cre...

5
Really positive experience and overall excellent credit card Reviewed on: 10th April 2025

The Zopa card is the best CC on the market.

5
The Zopa card is the best CC on the market. With a starting credit limit of £500 you can use your Zopa card to do your monthly shopping or get yourself a much needed break. Affordable and flexible repayments makes the card a great one for any budget. Also their customer service team is always ready to assist you. Reviewed on: 10th April 2025

Zopa Really Hehave some of the nice credit card

5
Nice credit card and reliable! Very reasonable and easy to use as a credit card for all purchases! Thank you! Reviewed on: 10th April 2025

I may soon be applying for one .

5
I may soon be applying for one . Reviewed on: 10th April 2025

Good they do what they state and help people to get...

5
Good they do what they state and help people to get on the credit ladder so you are able to start getting a good credit rating Reviewed on: 10th April 2025