Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37183 reviews)

View other Zopa products

4.93

Based on 37,183 reviews, last reviewed 9th Apr 2025

453400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Had Zopa for about 4 year's Had Zopa for about 4 years and never had a problem with them. Reviewed on: 9th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37183)

Review of the Zopa, Credit Card:

Easy experience is key, and easy use

Easy experience is key, and easy use Reviewed on: 31st March 2025

Very recommended helpful professional people

Very helpful professional people Reviewed on: 8th April 2025

App super simple and easy to use, and to swap betwee...

App super simple and easy to use, and to swap between bank and credit card with easy payment option Reviewed on: 8th April 2025

Great support

All issues are resolved within the same day. Hassle free. Reviewed on: 8th April 2025

So far so good.

So far so good. Highly recommended Reviewed on: 8th April 2025

I found zopa to be excellent and their banking app s...

I found zopa to be excellent and their banking app simple to use and understand Reviewed on: 8th April 2025

Great customer service,very friendly advisors.

Great customer service,very friendly advisors. Reviewed on: 8th April 2025

Zopa have accepted me to help build my credit score.

Zopa have accepted me to help build my credit score. Reviewed on: 8th April 2025

Mi as dori sa fac mai multe cu zopa

Mi as dori sa fac mai multe cu zopa Reviewed on: 8th April 2025

The app is great it very clear about charges.

The app is great it very clear about charges. It also allows you log in to your bank to show how your money is spent and any subscriptions you may have. Reviewed on: 8th April 2025

NeverGreat had any problems with zopa

Never had any problems with zopa Reviewed on: 8th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.85 from 879 reviews
Credit Card
from Argos 3.38 from 52 reviews
Clubcard Credit Card
from Tesco Bank 3.98 from 308 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub