Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38495 reviews)

View other Zopa products

4.93

Based on 38,495 reviews, last reviewed 19th Apr 2025

18% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and easy to join and app great Quick and easy to join and app great Reviewed on: 19th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38495)

Review of the Zopa, Credit Card:

Good friendly non-aggressive service.

A card you can trust. One of very few cards I would reccomend. Reviewed on: 28th March 2022

Fraudulent Activity

My account was used in the USA to pay fraudulently for things and I contacted ZOPA and they solved the problem and sent me a new card Reviewed on: 18th April 2025

Vince zopa Experience

Excellent customer service always there to help Reviewed on: 18th April 2025

Great easy to use easy to keep track of amazing...

Great easy to use easy to keep track of amazing Reviewed on: 18th April 2025

Everything has been straight forward with Zopa.

Everything has been straight forward with Zopa. Easy to use website and app. Reviewed on: 18th April 2025

It’s been an easy experience.

It’s been an easy experience. Customer service has always been on point Reviewed on: 18th April 2025

I had a great start and I love shopping zopa is a gr...

I had a great start and I love shopping zopa is a great company to be with the app is helpful very easy to use even offering a free bank account I'm also thinking to join and also they let you know when your payment is due so you can keep up to build your credit score Reviewed on: 18th April 2025

It's always been pleasant and worked well

It's always been pleasant and worked well Reviewed on: 18th April 2025

Very good service,I used it for more then one year,v...

Very good service,I used it for more then one year,very good Reviewed on: 18th April 2025

Great app.Great credit card provider.

Great app.Easy to understand to keep on top of your finances.Great app great Reviewed on: 18th April 2025

Confidence

Highly trust Zopa very confident using their web site Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.45 from 67 reviews
Flex Credit Card
from Monzo 4.96 from 2474 reviews
Nectar Credit Card
from Sainsburys Bank 2.80 from 96 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub