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Zopa: Credit Card reviews

4.93
Based on 36,690 reviews, last reviewed 13th Mar 2025
203100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa the best credit card . Excellent App. Excellent service. Would recommend. Zopa to all my friends and family.The best card . Reviewed on: 13th March 2025
Carla A's avatar
Carla A

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36690)

Review of the Zopa, Credit Card:

Good card, excellent service

5
like the fact that payments credited on the same day and are always able to let know you if something goes bad. Reviewed on: 11th April 2023

Easy process and accepted with poor credit rating

5
Having a poor credit rating I thought it would be near impossible to gain a personal loan or a credit card. Zopa bank accepted me with both. They are very ethical because it wasn’t until I’d completed my loan that they then offered the credit card. I’d recommend them to anyone having difficulties getting credit. The process of application is very easy and stress free. Reviewed on: 7th March 2025

strait forward

5
strait forward and simple to use Reviewed on: 7th March 2025

Excellent fast service.

5
Excellent fast service easy to navigate and stay in control. Reviewed on: 7th March 2025

Zopa is a good card for shopping.

5
Zopa is a good card for shopping. Easy to transfer money. Its shows money in a second. Reviewed on: 7th March 2025

Not long had mine but great card and amazing custome...

5
Not long had mine but great card and amazing customer service Reviewed on: 7th March 2025

No problem with my credit card at all

5
No problem with my credit card at all Reviewed on: 7th March 2025

THE RE-BORN OF BANKING

5
My experience with Zopa Bank was that the customer serfvices assisstant I sxpoke to was very obedience. Three rings , the call was answeared. The reason for which I called was fully explained to me in a clear ;language. Her explanation was clear . concise and straight to the point, so much so that I did not have any question to ask. Secondly the Zopa Banking App is just as easy as ABC to use. Is very easy and straight forward to be used. I hope if all banks in the UK can copy ... Reviewed on: 6th March 2025

Zopa has been a breath of fresh air with proactive n...

5
Zopa has been a breath of fresh air with proactive notice and great communication via the App. I also have a personal loan with them and that was very easy to process. Great service and the communication is just as good. Reviewed on: 6th March 2025

When you need it the most

5
Easy to Use, highly recommended, great that credits update so quickly Reviewed on: 6th March 2025

Easy and fast application, no messing about

5
Easy and fast application, no messing about Reviewed on: 6th March 2025

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