Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37256 reviews)

View other Zopa products

4.93

Based on 37,256 reviews, last reviewed 12th Apr 2025

460200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service,good interest rates and r... Excellent customer service,good interest rates and repayments. Zopa are very good and highly recommendable with the additional features on the app as ... Read more Reviewed on: 12th April 2025

Latest lowest rating:

1

Atrocious Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37256)

Review of the Zopa, Credit Card:

Excellent

So easy to use. No fusd, no hassle. Reviewed on: 1st March 2025

Great card to have to build your credit score

Do exactly what they say when they say it. Reliable, great customer service. Never have a problem Reviewed on: 10th April 2025

I have zopa credit card and I'm very happy with...

I have zopa credit card and I'm very happy with that Reviewed on: 10th April 2025

Excellent card

Excellent card and great to use and easy keep an eye what you spend Reviewed on: 10th April 2025

Not had the card very long but so far so good, I use...

Not had the card very long but so far so good, I use it for everyday spending between paydays Reviewed on: 10th April 2025

Amazing! Never failed me!

Had been with Zopa for a while now it never failed me. Reviewed on: 10th April 2025

Best card I have

Easy to use app for keeping up to date with balance and payment requests and I find it is accepted everywhere it is my main go to card Reviewed on: 10th April 2025

Really positive experience and overall excellent cre...

Really positive experience and overall excellent credit card Reviewed on: 10th April 2025

The Zopa card is the best CC on the market.

The Zopa card is the best CC on the market. With a starting credit limit of £500 you can use your Zopa card to do your monthly shopping or get yourself a much needed break. Affordable and flexible repayments makes the card a great one for any budget. Also their customer service team is always ready to assist you. Reviewed on: 10th April 2025

Zopa Really Hehave some of the nice credit card

Nice credit card and reliable! Very reasonable and easy to use as a credit card for all purchases! Thank you! Reviewed on: 10th April 2025

I may soon be applying for one .

I may soon be applying for one . Reviewed on: 10th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 Credit Card
from Santander 3.86 from 156 reviews
Credit Card
from Jaja Finance 1.38 from 138 reviews
Advance Credit Card
from Lloyds Bank 3.97 from 58 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub