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Zopa: Credit Card reviews

4.93
Based on 36,693 reviews, last reviewed 14th Mar 2025
203250% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A company to lend a helping hand Zopa have helped me out in more ways than I can express I can honestly say they are a firm to trust Reviewed on: 14th March 2025
Carol Coke's avatar
Carol Coke

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36693)

Review of the Zopa, Credit Card:

Easy process and accepted with poor credit rating

5
Having a poor credit rating I thought it would be near impossible to gain a personal loan or a credit card. Zopa bank accepted me with both. They are very ethical because it wasn’t until I’d completed my loan that they then offered the credit card. I’d recommend them to anyone having difficulties getting credit. The process of application is very easy and stress free. Reviewed on: 7th March 2025

Excellent service throughout, have had no issues at...

5
Excellent service throughout, have had no issues at all, can’t fault them Reviewed on: 5th March 2025

Was accepted and was given a reasonable credit limit...

5
Was accepted and was given a reasonable credit limit, of which I was so pleased. Had been trying to obtain a credit card but to no avail as I had bad credit. Zopa came to my rescue. Reviewed on: 5th March 2025

Great service helps build my credit rating a easy to...

5
Great service helps build my credit rating a easy to use with great support Reviewed on: 5th March 2025

Nice credit limit nice customer support nice also

5
Nice credit limit nice customer support nice also Reviewed on: 5th March 2025

Great APR, great customer service, easy to use app

5
Great APR, great customer service, easy to use app Reviewed on: 5th March 2025

Great company

5
Great company to deal with, really helpful Reviewed on: 5th March 2025

This credit card is very friendly use and the custom...

5
This credit card is very friendly use and the customer service was too good Reviewed on: 5th March 2025

Very positive experience

5
Very positive experience, would recommend Reviewed on: 5th March 2025

Keeping you informed

5
I have had a good experience with Zopa, they keep you up to date with any changes and increases as and when available. I haven’t dealt with them directly over the phone but they make it easy so you don’t need to. Reviewed on: 5th March 2025

Zopa have always ensured that as a customer I have b...

5
Zopa have always ensured that as a customer I have been looked after. Reviewed on: 4th March 2025

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