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Zopa: Credit Card reviews

4.93
Based on 38,283 reviews, last reviewed 17th Apr 2025
34% increase in 5 star reviews
in the past 90 days
40% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient, informative and friendly service. Efficient, informative and friendly service. I have enjoyed being a customer of Zopa and would recommend my friends. Reviewed on: 17th April 2025
Lynneth T's avatar
Lynneth T

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38283)

Review of the Zopa, Credit Card:

Helpful team

5
Easy to use app and great customer service Reviewed on: 29th March 2022

Quick response

5
Easy to chat and they response immediately to queries lodged. Customer service response within 24 hours of queries that has been sent. I found that the staff are able to assist me of my need and that they would put me in the right direction when they cannot answer my query. Reviewed on: 17th April 2025

Does what it says on application

5
Efficient simplistic card service, clear information via mobile phone and email Reviewed on: 17th April 2025

Application very quick and app works great

5
Application very quick and app works great Reviewed on: 17th April 2025

Zopa have been super efficient for lending, their ap...

5
Zopa have been super efficient for lending, their app is great and allows me to track my spending and balance Reviewed on: 17th April 2025

I get a notification straight away, its easy to use...

5
I get a notification straight away, its easy to use never had a problem with the card all round good service Reviewed on: 17th April 2025

Never had any problems with the card or their staff

5
Never had any problems with the card or their staff Reviewed on: 17th April 2025

Exoerience

5
Has been good so far, custoner service is good and you always get reminderd of payments dates and up to date information Reviewed on: 17th April 2025

A careful credit limit, ..

5
A careful credit limit, and a great all round service Reviewed on: 17th April 2025

Brilliant experience overall I will definitely recom...

5
Brilliant experience overall I will definitely recommend their products Reviewed on: 17th April 2025

Zopa card payments are so rapid it’s unbelievable.

5
Zopa card payments are so rapid it’s unbelievable. Top of all cards Reviewed on: 17th April 2025