Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36685 reviews)

View other Zopa products

4.93

Based on 36,685 reviews, last reviewed 10th Mar 2025

202900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to apply and good customer service Easy to apply and good customer service Reviewed on: 10th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36685)

Review of the Zopa, Credit Card:

The best

A great company and great credit card Reviewed on: 13th January 2023

Very positive experience

Very positive experience, would recommend Reviewed on: 5th March 2025

Keeping you informed

I have had a good experience with Zopa, they keep you up to date with any changes and increases as and when available. I haven’t dealt with them directly over the phone but they make it easy so you don’t need to. Reviewed on: 5th March 2025

Zopa have always ensured that as a customer I have b...

Zopa have always ensured that as a customer I have been looked after. Reviewed on: 4th March 2025

Excellent service

I was give a low credit to start with but hen offered a higher limit which I accepted it’s easy to control how much you want to spend out of your limit Reviewed on: 4th March 2025

Excellent Service

I’ve only had great experiences with using Zopa and their interest rates are very good and I’ve been very happy with the product. Reviewed on: 4th March 2025

Applying was so simple, acceptance was such a comfor...

Applying was so simple, acceptance was such a comfort & help at a time needed, the app is so simple & informative to use & payment update is just brilliant, Can't recommend Zopa enough & Thank You Reviewed on: 4th March 2025

Excellent credit card with an easy to use app.

Excellent credit card with an easy to use app. Reviewed on: 4th March 2025

Great company would recomend any time

Great company would recomend any time Reviewed on: 4th March 2025

Best credit card ever

Zopa has helped me in a lot of ways and is really helpful to use when in need I would definitely recommend it to others which everyone has got one now after I told them Reviewed on: 4th March 2025

Excellent products and service

I use a zopa credit card and now a bank account also. Excellent product and top notch service. App is brilliant and easy to use Reviewed on: 4th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.87 from 879 reviews
Credit Card
from Nationwide 3.87 from 185 reviews
British Airways Credit Card
from American Express 4.11 from 75 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub