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Zopa: Credit Card reviews

4.93
Based on 35,318 reviews, last reviewed 25th Feb 2025
91700% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

From the initial applying for a card and using it. From the initial applying for a card and using it. Zopa have been awesome. Easy to use and have been spot on Reviewed on: 25th February 2025
Rosy B's avatar
Rosy B

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35318)

Review of the Zopa, Credit Card:

ALWAYS READY TO HELP

5
AFTER APPLYING FOR MY CARD, THOSE AT ZOPA PROVED TO BE VERY HELPFUL AND ARE ALWAYS ON HAND AND WILLING TO HELP IN ANY WAY THEY ARE ABLE. I ONLY WISH I'D APPLIED A LOT EARLIER Reviewed on: 13th January 2023

Zopa are outstanding thus far

5
From the moment I accessed the app I knew Zopa were a completely different solution from other providers. The app is intuitive and contains lots of useful information. The Credit cushion is genius. Credit scoring info is accessible and supportive insights are provided. Additional lending availability is clear but not forced on you. AND they make it easy for you to pay them back and owe them less. Reviewed on: 16th January 2025

Zopa app is so easy to use and would recommend I hav...

5
Zopa app is so easy to use and would recommend I have no issues Reviewed on: 16th January 2025

Excellent

5
Excellent Highly recommend and will be using again . Excellent , thankyou . Reviewed on: 16th January 2025

I always had a good experience good service

5
I always had a good experience good service Reviewed on: 16th January 2025

Is a fantastic organization with excellent service

5
Is a fantastic organization with excellent service Reviewed on: 16th January 2025

Best card I have ever had

5
Can’t recommend Zopa enough it has helped me build my credit score immensely and excellent Apr rates and customer service outstanding excellent card Reviewed on: 16th January 2025

all good so far , app is also easy to use .

4
all good so far , app is also easy to use . Reviewed on: 16th January 2025

A very good card to have responsible lending and exc...

5
A very good card to have responsible lending and excellent communication with customers Reviewed on: 16th January 2025

Hello, I was needing some financial help so I applie...

5
Hello, I was needing some financial help so I applied for a Zopa credit card not thinking that I would be accepted. When I received the reply offering me a credit card, I was very happy as it eased the pressure on my family Christmas shopping and everyone had a great Christmas thanks to Zopa. Reviewed on: 16th January 2025

It was easy and straight forward

5
It was easy and straight forward to apply, card arrived quickly, such a smooth process from start to finish Reviewed on: 16th January 2025

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