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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service.

Great service. Great customer service Reviewed on: 15th April 2026

Excellent tailor made

Excellent tailor made just what I needed Reviewed on: 15th April 2026

Very easy.

Very easy. Quick decision. Online chat really useful. Reviewed on: 15th April 2026

Good quality lending!

Good quality lending! Great communication! Reviewed on: 15th April 2026

Whenever I have needed them they have helped me imme...

Whenever I have needed them they have helped me immediately. Reviewed on: 15th April 2026

Regular Credit Score Insights

Provide credit score insights regularly. Also review the account periodically and offer credit limit increases when eligible. Reviewed on: 15th April 2026

Zopa helped me

Zopa helped me along and gave me the benefit I needed Reviewed on: 15th April 2026

Great card and easy to repay

Ordered a card, it took a week to arrive and once activated it was ready to use immediately, I was moving house at the time so came in really handy to have the extra balance to use when needed. Easy to repay through the app aswell as the direct debit I've set up. Reviewed on: 15th April 2026

My experience

Brilliant, not to many questions and quick response Reviewed on: 15th April 2026

Great from start to finish, real quick & easy to apply.

Great from start to finish, real quick & easy to apply. Reviewed on: 15th April 2026

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