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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent one.

Excellent one. It was smooth easy and low rate Reviewed on: 15th January 2026

Great customers service

Great customers services. Very easy to use app. Reviewed on: 15th January 2026

Zopa got me out of financial problems and allowed an...

Zopa got me out of financial problems and allowed and helped me to get back on track when no other lender would. Thank you for your support Reviewed on: 15th January 2026

Zopa has helped to build my credit score!

Zopa has helped to build my credit score! Reviewed on: 15th January 2026

Excellent service very good service

Excellent service very good service Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Great Zopa card, I use it over my other cards

Great card, I use it over my other cards Reviewed on: 15th January 2026

Zola are great

They keep in touch with you they remind you of payments ,and you know what's happening all the time. I think there great Reviewed on: 15th January 2026

App is really easy to use

App is really easy to use and you get notifications of your balance when you use the card Reviewed on: 15th January 2026

Fantastic and safe service

Fantastic services. Easy to apply. Easy to get. Very safe. Quick response. I love it. Reviewed on: 15th January 2026

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