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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great from start to finish every time

Great from start to finish every time Reviewed on: 15th April 2026

Simple and straightforward processes

Great card, and easy to use app and decent rates Reviewed on: 15th April 2026

They are reliable and trustworthy

They are reliable and trustworthy Reviewed on: 15th April 2026

Having Wonderful experience with Zopa Thank You

Having Wonderful experience with Zopa Thank You Reviewed on: 15th April 2026

Great savings benefits

Opened Zopa for biscuit account for high yield savings benefits Reviewed on: 15th April 2026

Easy to access and easy to manage

Easy to access and easy to manage Reviewed on: 15th April 2026

very good this is my first credit card easy to pay f...

very good this is my first credit card easy to pay for bit and paying via the app is so easy even i can do it with no help Reviewed on: 15th April 2026

No problems.

Have had no problems with them, great communication. Reviewed on: 15th April 2026

Excellent service all round customer services very h...

Excellent service all round customer services very helpful and very quickly responsive Reviewed on: 15th April 2026

PERFECT IN MY PURSE.

My Zopa credit card has really been life changing for me, with a manageable credit limit and an extremely user friendly app, it’s so easy to make the Zopa credit card work for me, rather than the other way round. Reviewed on: 15th April 2026

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