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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

So easy to apply 5*

So easy to apply. Card arrived quickly, easy app to use and immediate bank transfers Reviewed on: 15th April 2026

very happy with zopa nd customer services great woul...

very happy with zopa nd customer services great would reccomend to friends and family Reviewed on: 15th April 2026

Best credit card I have had

The customer service is very good and friendly the app is brilliant the reminder of payment due is good Reviewed on: 15th April 2026

Excellent to use!

Excellent to use!!! And very helpful and understanding and friendly and fast Reviewed on: 15th April 2026

Very helpful for international students

Very helpful for international students Reviewed on: 15th April 2026

Great tech and easy of use

Easy to use and very good communication Reviewed on: 15th April 2026

Very easy to use website.

Very easy to use website. Quick response and delivery with regular updates when using. Reviewed on: 15th April 2026

Solved my issue with very little trouble.

Solved my issue with very little trouble. Very pleased with your staff. Reviewed on: 15th April 2026

Great service

I really am happy with the outstanding service Reviewed on: 15th April 2026

Great card and good customer service

Great card and good customer service Reviewed on: 15th April 2026

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