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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy app to use.

Very easy app to use. Love the savings pots. Reviewed on: 15th April 2026

Credit where it’s due

Smooth transactions and supportive when needed. Reviewed on: 15th April 2026

Never any issues and prompt service

Never any issues and prompt service Reviewed on: 15th April 2026

I'm very happy with my card it's great value for wha...

I'm very happy with my card it's great value for what you get Reviewed on: 15th April 2026

Great customer service and great credit card all the...

Great customer service and great credit card all the excellent service the app gives you Reviewed on: 15th April 2026

Always very happy to have ZOPA in my pocket because...

Always very happy to have ZOPA in my pocket because I know that I will always be taken care of no matter what Reviewed on: 15th April 2026

Effortless and seamless

Effortless and seamless application to acceptance then from the quick turnaround receiving my card and the great phone app and all wrapped up with great detailed information on their products Reviewed on: 15th April 2026

Very professional company and understand to my needs

Very professional company and understand of my needs Reviewed on: 15th April 2026

Great design and user-friendly

The app has a nice design and is very easy to navigate. Everything is clear and convenient to use. It would be even better if it could provide 1–1.5% cashback or rewards, similar to common credit cards in the US. Reviewed on: 15th April 2026

Zopa customer service is very good and easy to reach...

Zopa customer service is very good and easy to reach even when abroad. Reviewed on: 15th April 2026

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