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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best bank.

Very helpfull akways answer the phone and webb aute good Reviewed on: 15th April 2026

I was delighted with the service from Zopa I am over...

I was delighted with the service from Zopa I am over the moon Reviewed on: 15th April 2026

I have opened a bank account & credit card account...

I have opened a bank account & credit card account Reviewed on: 15th April 2026

Easy to apply, good app..

Easy to apply, clear app. Card arrived quickly. Card accepted everywhere no problems.. Reviewed on: 15th April 2026

Zopa the way forward

Had nothing but a great experience, easy to use app. Reviewed on: 15th April 2026

You care

Excellent service you care about your customers zopa never let's you down Reviewed on: 15th April 2026

Initially all is good however I was unable to pay a...

Initially all is good however I was unable to pay a purchase with the contact less card Reviewed on: 15th April 2026

Been great with Zopa in the first few months,

Only been with Zopa a few months, but easy to make payments on the app, pleasant customer service when i joined Zopa, and easy to use. The interest are as any as long as you make your payments on time. I like Zopa so far. Reviewed on: 15th April 2026

Informative

Keeps you informed of spending and offers Reviewed on: 15th April 2026

Credit card

Had this credit card for a few years and it is very reliable. Interest rates are reasonable and a credit limit that is appropriate Reviewed on: 15th April 2026

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