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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application

Easy application process, support when needed, online app for ease. Reviewed on: 15th April 2026

Great product and very friendly prompt staff.

Great product and very friendly prompt staff. Reviewed on: 15th April 2026

Easy to use In the app

Navigating making payments and keeping up to date is very easy to do via the app, it makes for seamless time efficient management Reviewed on: 15th April 2026

A friendly service with helpful advice

A friendly service with helpful advice Reviewed on: 15th April 2026

The best

Excellent service from start to finish and always on hand to answer all my questions. Reviewed on: 15th April 2026

Allways good to us and nice and give us time to pay...

Allways good to us and nice and give us time to pay back Reviewed on: 15th April 2026

I have had no issues set up was easy as...

I have had no issues set up was easy as is the app Reviewed on: 15th April 2026

Very helpful in everything I asked

Very helpful in everything I asked Reviewed on: 15th April 2026

Zopa out there faith in me when know one else would.

Zopa out there faith in me when know one else would. It’s was easy and straight forward. Reviewed on: 15th April 2026

Why choose Zopa - why not!

Zopa has changed my life , they’ve given me a chance to build my credit, they were the first ones to accept me, this means the world to me , I can track my spendings and keep on top of my payments. Zopa are only a call away for support & advice! Reviewed on: 15th April 2026

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